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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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YOUR FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
YOUR FEDERAL CREDIT UNION |
| Address | 8384 N. BELT LINE ROAD
IRVING, TX 75063 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 170 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,944,000 |
| Average Mortgage Loan Amount Applied For | $94,739 |
| Highest Mortgage Loan Amount Applied For | $344,000 |
| Average Applicant Income | $89,304 |
| Highest Applicant Income | $409,000 |
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| Home Improvement |
85 | $4,072,000 |
$47,000 | $344,000 |
$104,000 | $409,000 |
| Home Purchase |
41 | $4,170,000 |
$101,000 | $320,000 |
$85,000 | $344,000 |
| Refinancing |
44 | $4,702,000 |
$106,000 | $318,000 |
$79,000 | $204,000 |
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| American Indian or Alaskan Native |
1 | $90,000 |
$90,000 | $90,000 |
$98,000 | $98,000 |
| Asian |
4 | $157,000 |
$39,000 | $50,000 |
$144,000 | $370,000 |
| Black or African American |
25 | $2,176,000 |
$87,000 | $297,000 |
$83,000 | $180,000 |
| Hispanic |
19 | $1,233,000 |
$64,000 | $182,000 |
$71,000 | $132,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $25,000 |
$25,000 | $25,000 |
$43,000 | $43,000 |
| Not applicable |
1 | $99,000 |
$99,000 | $99,000 |
$60,000 | $60,000 |
| Not Provided |
23 | $1,763,000 |
$76,000 | $320,000 |
$92,000 | $344,000 |
| White |
96 | $7,401,000 |
$77,000 | $344,000 |
$99,000 | $409,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
170 | $12,944,000 |
$76,000 | $344,000 |
$93,000 | $409,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $140,000 |
$140,000 | $140,000 |
$104,000 | $104,000 |
| Application Denied By Financial Institution |
11 | $503,000 |
$45,000 | $182,000 |
$46,000 | $96,000 |
| Application Withdrawn By Applicant |
11 | $1,240,000 |
$112,000 | $288,000 |
$84,000 | $230,000 |
| File Closed For Incompleteness |
32 | $2,909,000 |
$90,000 | $320,000 |
$99,000 | $241,000 |
| Loan Originated |
115 | $8,152,000 |
$70,000 | $344,000 |
$97,000 | $409,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for YOUR FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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