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| Location |
Leon County TX
• Apply Here |
| Year | 2004 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 900 |
| Total Amount of All Mortgage Loans Applied For | $65,547,000 |
| Average Mortgage Loan Amount Applied For | $72,000 |
| Highest Mortgage Loan Amount Applied For | $440,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $1,020,000 |
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| Home Improvement |
77 | $3,192,000 |
$41,000 | $440,000 |
$72,000 | $996,000 |
| Home Purchase |
411 | $28,825,000 |
$70,000 | $394,000 |
$58,000 | $308,000 |
| Refinancing |
412 | $33,530,000 |
$81,000 | $250,000 |
$69,000 | $1,020,000 |
|
| American Indian or Alaskan Native |
7 | $510,000 |
$72,000 | $174,000 |
$47,000 | $150,000 |
| Asian |
1 | $118,000 |
$118,000 | $118,000 |
$64,000 | $64,000 |
| Black or African American |
66 | $3,548,000 |
$53,000 | $190,000 |
$73,000 | $996,000 |
| Hispanic |
41 | $2,230,000 |
$54,000 | $243,000 |
$63,000 | $960,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $80,000 |
$80,000 | $80,000 |
$60,000 | $60,000 |
| Not applicable |
95 | $5,823,000 |
$61,000 | $236,000 |
$10,000 | $120,000 |
| Not Provided |
141 | $10,449,000 |
$74,000 | $250,000 |
$65,000 | $600,000 |
| White |
548 | $42,789,000 |
$78,000 | $440,000 |
$68,000 | $1,020,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
847 | $60,520,000 |
$71,000 | $440,000 |
$66,000 | $1,020,000 |
| FHA-insured (Federal Housing Administration) |
47 | $4,403,000 |
$93,000 | $154,000 |
$41,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $71,000 |
$71,000 | $71,000 |
$31,000 | $31,000 |
| VA-guaranteed (Veterans Administration) |
5 | $553,000 |
$110,000 | $231,000 |
$49,000 | $73,000 |
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| Application Approved But Not Accepted |
98 | $7,626,000 |
$77,000 | $394,000 |
$67,000 | $437,000 |
| Application Denied By Financial Institution |
260 | $16,405,000 |
$63,000 | $440,000 |
$63,000 | $960,000 |
| Application Withdrawn By Applicant |
81 | $5,662,000 |
$69,000 | $154,000 |
$58,000 | $432,000 |
| File Closed For Incompleteness |
52 | $4,369,000 |
$84,000 | $250,000 |
$66,000 | $1,020,000 |
| Loan Originated |
268 | $21,407,000 |
$79,000 | $260,000 |
$74,000 | $996,000 |
| Loan Purchased By The Institution |
141 | $10,078,000 |
$71,000 | $236,000 |
$37,000 | $166,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
32 | $2,048,000 |
$64,000 | $276,000 |
$67,000 | $200,000 |
| Credit Application Incomplete |
16 | $915,000 |
$57,000 | $102,000 |
$48,000 | $120,000 |
| Credit History |
58 | $2,857,000 |
$49,000 | $180,000 |
$53,000 | $216,000 |
| Debt-To-Income Ratio |
14 | $1,065,000 |
$76,000 | $209,000 |
$50,000 | $118,000 |
| Employment History |
4 | $474,000 |
$118,000 | $133,000 |
$80,000 | $126,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $197,000 |
$98,000 | $135,000 |
$29,000 | $55,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
64 | $5,029,000 |
$78,000 | $440,000 |
$106,000 | $960,000 |
| Unverifiable Information |
2 | $107,000 |
$53,000 | $65,000 |
$44,000 | $51,000 |
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