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| Location |
Lexington County SC
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 16,246 |
| Total Amount of All Mortgage Loans Applied For | $2,377,284,000 |
| Average Mortgage Loan Amount Applied For | $146,000 |
| Highest Mortgage Loan Amount Applied For | $5,298,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $8,370,000 |
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| Home Improvement |
900 | $74,266,000 |
$82,000 | $5,298,000 |
$71,000 | $954,000 |
| Home Purchase |
6,895 | $1,013,471,000 |
$146,000 | $1,650,000 |
$70,000 | $2,957,000 |
| Refinancing |
8,451 | $1,289,547,000 |
$152,000 | $1,875,000 |
$77,000 | $8,370,000 |
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| American Indian or Alaskan Native |
52 | $7,244,000 |
$139,000 | $417,000 |
$74,000 | $500,000 |
| Asian |
151 | $24,716,000 |
$163,000 | $720,000 |
$90,000 | $912,000 |
| Black or African American |
1,348 | $163,325,000 |
$121,000 | $970,000 |
$53,000 | $466,000 |
| Hispanic |
295 | $39,457,000 |
$133,000 | $641,000 |
$59,000 | $262,000 |
| Native Hawaiin or Other Pacific Islander |
19 | $2,535,000 |
$133,000 | $310,000 |
$64,000 | $130,000 |
| Not applicable |
1,307 | $209,182,000 |
$160,000 | $5,298,000 |
$30,000 | $621,000 |
| Not Provided |
2,177 | $320,738,000 |
$147,000 | $1,875,000 |
$91,000 | $8,370,000 |
| White |
10,897 | $1,610,087,000 |
$147,000 | $1,650,000 |
$78,000 | $2,957,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
11,871 | $1,772,135,000 |
$149,000 | $5,298,000 |
$82,000 | $8,370,000 |
| FHA-insured (Federal Housing Administration) |
3,706 | $500,495,000 |
$135,000 | $633,000 |
$54,000 | $1,500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
182 | $21,758,000 |
$119,000 | $265,000 |
$25,000 | $75,000 |
| VA-guaranteed (Veterans Administration) |
487 | $82,896,000 |
$170,000 | $480,000 |
$54,000 | $179,000 |
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| Application Approved But Not Accepted |
900 | $119,062,000 |
$132,000 | $1,350,000 |
$82,000 | $2,114,000 |
| Application Denied By Financial Institution |
3,329 | $421,252,000 |
$126,000 | $1,875,000 |
$69,000 | $8,370,000 |
| Application Withdrawn By Applicant |
1,365 | $206,337,000 |
$151,000 | $1,470,000 |
$77,000 | $2,957,000 |
| File Closed For Incompleteness |
447 | $74,034,000 |
$165,000 | $1,200,000 |
$79,000 | $1,080,000 |
| Loan Originated |
7,415 | $1,125,219,000 |
$151,000 | $5,298,000 |
$81,000 | $1,750,000 |
| Loan Purchased By The Institution |
2,784 | $430,484,000 |
$154,000 | $744,000 |
$55,000 | $1,032,000 |
| Preapproval Approved but not Accepted |
2 | $199,000 |
$99,000 | $104,000 |
$42,000 | $60,000 |
| Preapproval Denied by Financial Institution |
4 | $697,000 |
$174,000 | $360,000 |
$72,000 | $132,000 |
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| Collateral |
419 | $61,638,000 |
$147,000 | $1,875,000 |
$84,000 | $900,000 |
| Credit Application Incomplete |
140 | $22,604,000 |
$161,000 | $485,000 |
$67,000 | $324,000 |
| Credit History |
768 | $78,560,000 |
$102,000 | $1,000,000 |
$55,000 | $611,000 |
| Debt-To-Income Ratio |
374 | $54,854,000 |
$146,000 | $1,500,000 |
$48,000 | $380,000 |
| Employment History |
21 | $2,422,000 |
$115,000 | $392,000 |
$44,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
34 | $3,927,000 |
$115,000 | $417,000 |
$60,000 | $160,000 |
| Mortgage Insurance Denied |
2 | $244,000 |
$122,000 | $124,000 |
$48,000 | $76,000 |
| Other |
182 | $25,497,000 |
$140,000 | $1,200,000 |
$214,000 | $8,370,000 |
| Unverifiable Information |
61 | $10,119,000 |
$165,000 | $507,000 |
$68,000 | $278,000 |
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