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| Location |
Lincoln Parish LA
• Apply Here |
| Year | 2004 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 2,487 |
| Total Amount of All Mortgage Loans Applied For | $222,150,000 |
| Average Mortgage Loan Amount Applied For | $89,000 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $1,340,000 |
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| Home Improvement |
224 | $6,908,000 |
$30,000 | $247,000 |
$58,000 | $936,000 |
| Home Purchase |
878 | $79,883,000 |
$90,000 | $800,000 |
$50,000 | $1,007,000 |
| Refinancing |
1,385 | $135,359,000 |
$97,000 | $725,000 |
$54,000 | $1,340,000 |
|
| American Indian or Alaskan Native |
11 | $951,000 |
$86,000 | $148,000 |
$42,000 | $95,000 |
| Asian |
30 | $2,032,000 |
$67,000 | $158,000 |
$79,000 | $170,000 |
| Black or African American |
489 | $29,507,000 |
$60,000 | $425,000 |
$50,000 | $1,340,000 |
| Hispanic |
21 | $1,894,000 |
$90,000 | $162,000 |
$65,000 | $180,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $103,000 |
$51,000 | $85,000 |
$29,000 | $30,000 |
| Not applicable |
426 | $48,366,000 |
$113,000 | $800,000 |
$9,000 | $360,000 |
| Not Provided |
243 | $20,947,000 |
$86,000 | $630,000 |
$51,000 | $600,000 |
| White |
1,265 | $118,350,000 |
$93,000 | $723,000 |
$61,000 | $1,236,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,367 | $211,306,000 |
$89,000 | $800,000 |
$54,000 | $1,340,000 |
| FHA-insured (Federal Housing Administration) |
90 | $7,305,000 |
$81,000 | $288,000 |
$35,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $202,000 |
$101,000 | $130,000 |
$23,000 | $47,000 |
| VA-guaranteed (Veterans Administration) |
28 | $3,337,000 |
$119,000 | $210,000 |
$44,000 | $102,000 |
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| Application Approved But Not Accepted |
173 | $14,890,000 |
$86,000 | $400,000 |
$60,000 | $230,000 |
| Application Denied By Financial Institution |
506 | $33,315,000 |
$65,000 | $600,000 |
$46,000 | $1,236,000 |
| Application Withdrawn By Applicant |
241 | $22,663,000 |
$94,000 | $630,000 |
$55,000 | $1,104,000 |
| File Closed For Incompleteness |
42 | $4,867,000 |
$115,000 | $543,000 |
$66,000 | $288,000 |
| Loan Originated |
1,017 | $91,634,000 |
$90,000 | $800,000 |
$65,000 | $1,340,000 |
| Loan Purchased By The Institution |
508 | $54,781,000 |
$107,000 | $578,000 |
$25,000 | $154,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
43 | $3,262,000 |
$75,000 | $411,000 |
$51,000 | $128,000 |
| Credit Application Incomplete |
36 | $2,982,000 |
$82,000 | $200,000 |
$45,000 | $143,000 |
| Credit History |
170 | $8,704,000 |
$51,000 | $290,000 |
$45,000 | $276,000 |
| Debt-To-Income Ratio |
31 | $2,273,000 |
$73,000 | $240,000 |
$33,000 | $91,000 |
| Employment History |
4 | $329,000 |
$82,000 | $90,000 |
$30,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
9 | $1,117,000 |
$124,000 | $500,000 |
$37,000 | $118,000 |
| Mortgage Insurance Denied |
1 | $62,000 |
$62,000 | $62,000 |
$118,000 | $118,000 |
| Other |
91 | $7,370,000 |
$80,000 | $600,000 |
$56,000 | $1,236,000 |
| Unverifiable Information |
6 | $521,000 |
$86,000 | $180,000 |
$35,000 | $59,000 |
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