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| Location |
Livingston Parish LA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 8,520 |
| Total Amount of All Mortgage Loans Applied For | $1,151,985,000 |
| Average Mortgage Loan Amount Applied For | $135,000 |
| Highest Mortgage Loan Amount Applied For | $3,637,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
867 | $46,054,000 |
$53,000 | $460,000 |
$74,000 | $4,567,000 |
| Home Purchase |
3,903 | $549,655,000 |
$140,000 | $1,363,000 |
$68,000 | $4,133,000 |
| Refinancing |
3,750 | $556,276,000 |
$148,000 | $3,637,000 |
$75,000 | $9,999,000 |
|
| American Indian or Alaskan Native |
35 | $4,246,000 |
$121,000 | $295,000 |
$62,000 | $144,000 |
| Asian |
41 | $5,631,000 |
$137,000 | $495,000 |
$79,000 | $220,000 |
| Black or African American |
310 | $40,801,000 |
$131,000 | $464,000 |
$61,000 | $960,000 |
| Hispanic |
121 | $15,694,000 |
$129,000 | $655,000 |
$76,000 | $572,000 |
| Native Hawaiin or Other Pacific Islander |
7 | $844,000 |
$120,000 | $175,000 |
$49,000 | $69,000 |
| Not applicable |
649 | $113,968,000 |
$175,000 | $3,637,000 |
$40,000 | $1,825,000 |
| Not Provided |
861 | $114,939,000 |
$133,000 | $452,000 |
$87,000 | $9,999,000 |
| White |
6,496 | $855,862,000 |
$131,000 | $1,008,000 |
$74,000 | $4,133,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
6,002 | $773,888,000 |
$128,000 | $3,637,000 |
$79,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
1,660 | $247,799,000 |
$149,000 | $284,000 |
$63,000 | $591,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
700 | $103,055,000 |
$147,000 | $314,000 |
$40,000 | $124,000 |
| VA-guaranteed (Veterans Administration) |
158 | $27,243,000 |
$172,000 | $419,000 |
$60,000 | $163,000 |
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| Application Approved But Not Accepted |
521 | $62,355,000 |
$119,000 | $675,000 |
$72,000 | $540,000 |
| Application Denied By Financial Institution |
1,997 | $227,088,000 |
$113,000 | $826,000 |
$66,000 | $4,567,000 |
| Application Withdrawn By Applicant |
664 | $96,394,000 |
$145,000 | $574,000 |
$76,000 | $1,200,000 |
| File Closed For Incompleteness |
166 | $24,794,000 |
$149,000 | $444,000 |
$141,000 | $9,999,000 |
| Loan Originated |
3,661 | $504,967,000 |
$137,000 | $3,637,000 |
$78,000 | $4,133,000 |
| Loan Purchased By The Institution |
1,511 | $236,387,000 |
$156,000 | $800,000 |
$57,000 | $1,116,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
178 | $23,219,000 |
$130,000 | $764,000 |
$78,000 | $314,000 |
| Credit Application Incomplete |
153 | $19,667,000 |
$128,000 | $390,000 |
$73,000 | $600,000 |
| Credit History |
434 | $35,199,000 |
$81,000 | $372,000 |
$61,000 | $840,000 |
| Debt-To-Income Ratio |
215 | $26,214,000 |
$121,000 | $826,000 |
$49,000 | $591,000 |
| Employment History |
18 | $2,593,000 |
$144,000 | $407,000 |
$58,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
13 | $1,710,000 |
$131,000 | $298,000 |
$81,000 | $272,000 |
| Mortgage Insurance Denied |
1 | $167,000 |
$167,000 | $167,000 |
$23,000 | $23,000 |
| Other |
94 | $11,303,000 |
$120,000 | $407,000 |
$75,000 | $492,000 |
| Unverifiable Information |
37 | $6,090,000 |
$164,000 | $325,000 |
$77,000 | $238,000 |
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