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| Location |
Lowndes County MS
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 2,472 |
| Total Amount of All Mortgage Loans Applied For | $309,247,000 |
| Average Mortgage Loan Amount Applied For | $125,000 |
| Highest Mortgage Loan Amount Applied For | $5,523,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $859,000 |
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| Home Improvement |
162 | $6,487,000 |
$40,000 | $2,488,000 |
$50,000 | $272,000 |
| Home Purchase |
767 | $94,788,000 |
$123,000 | $1,562,000 |
$52,000 | $498,000 |
| Refinancing |
1,543 | $207,972,000 |
$134,000 | $5,523,000 |
$64,000 | $859,000 |
|
| American Indian or Alaskan Native |
6 | $722,000 |
$120,000 | $236,000 |
$71,000 | $124,000 |
| Asian |
8 | $1,401,000 |
$175,000 | $305,000 |
$109,000 | $250,000 |
| Black or African American |
511 | $40,705,000 |
$79,000 | $405,000 |
$46,000 | $808,000 |
| Hispanic |
26 | $2,395,000 |
$92,000 | $221,000 |
$53,000 | $89,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $386,000 |
$128,000 | $161,000 |
$45,000 | $46,000 |
| Not applicable |
229 | $38,245,000 |
$167,000 | $5,523,000 |
$0 | $50,000 |
| Not Provided |
165 | $21,817,000 |
$132,000 | $417,000 |
$57,000 | $305,000 |
| White |
1,524 | $203,576,000 |
$133,000 | $917,000 |
$73,000 | $859,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,539 | $181,378,000 |
$117,000 | $1,562,000 |
$68,000 | $859,000 |
| FHA-insured (Federal Housing Administration) |
574 | $74,072,000 |
$129,000 | $5,523,000 |
$45,000 | $166,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
104 | $12,023,000 |
$115,000 | $239,000 |
$40,000 | $78,000 |
| VA-guaranteed (Veterans Administration) |
255 | $41,774,000 |
$163,000 | $372,000 |
$47,000 | $222,000 |
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| Application Approved But Not Accepted |
73 | $8,008,000 |
$109,000 | $417,000 |
$64,000 | $248,000 |
| Application Denied By Financial Institution |
497 | $45,117,000 |
$90,000 | $417,000 |
$48,000 | $564,000 |
| Application Withdrawn By Applicant |
208 | $28,781,000 |
$138,000 | $745,000 |
$63,000 | $300,000 |
| File Closed For Incompleteness |
58 | $7,984,000 |
$137,000 | $424,000 |
$62,000 | $221,000 |
| Loan Originated |
1,233 | $153,279,000 |
$124,000 | $1,562,000 |
$70,000 | $820,000 |
| Loan Purchased By The Institution |
403 | $66,078,000 |
$163,000 | $5,523,000 |
$36,000 | $859,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
33 | $4,054,000 |
$122,000 | $417,000 |
$73,000 | $190,000 |
| Credit Application Incomplete |
23 | $3,156,000 |
$137,000 | $416,000 |
$54,000 | $460,000 |
| Credit History |
93 | $5,838,000 |
$62,000 | $366,000 |
$44,000 | $127,000 |
| Debt-To-Income Ratio |
53 | $4,714,000 |
$88,000 | $417,000 |
$49,000 | $272,000 |
| Employment History |
8 | $912,000 |
$114,000 | $360,000 |
$45,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $181,000 |
$181,000 | $181,000 |
$81,000 | $81,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
23 | $2,549,000 |
$110,000 | $262,000 |
$70,000 | $300,000 |
| Unverifiable Information |
9 | $1,008,000 |
$112,000 | $172,000 |
$55,000 | $120,000 |
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