|
| Location |
Lowndes County MS
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 3,064 |
| Total Amount of All Mortgage Loans Applied For | $335,124,000 |
| Average Mortgage Loan Amount Applied For | $109,000 |
| Highest Mortgage Loan Amount Applied For | $1,410,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $9,999,000 |
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|
| Home Improvement |
301 | $14,037,000 |
$46,000 | $352,000 |
$54,000 | $569,000 |
| Home Purchase |
1,367 | $167,342,000 |
$122,000 | $1,410,000 |
$60,000 | $1,208,000 |
| Refinancing |
1,396 | $153,745,000 |
$110,000 | $700,000 |
$72,000 | $9,999,000 |
|
|
| American Indian or Alaskan Native |
1 | $79,000 |
$79,000 | $79,000 |
$59,000 | $59,000 |
| Asian |
20 | $3,038,000 |
$151,000 | $315,000 |
$102,000 | $569,000 |
| Black or African American |
783 | $65,752,000 |
$83,000 | $431,000 |
$50,000 | $800,000 |
| Hispanic |
25 | $2,436,000 |
$97,000 | $216,000 |
$57,000 | $145,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $571,000 |
$142,000 | $238,000 |
$59,000 | $80,000 |
| Not applicable |
320 | $38,531,000 |
$120,000 | $1,410,000 |
$23,000 | $266,000 |
| Not Provided |
232 | $21,785,000 |
$93,000 | $310,000 |
$61,000 | $600,000 |
| White |
1,679 | $202,932,000 |
$120,000 | $1,300,000 |
$80,000 | $9,999,000 |
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|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,479 | $265,159,000 |
$106,000 | $1,410,000 |
$69,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
132 | $14,313,000 |
$108,000 | $203,000 |
$54,000 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
299 | $30,786,000 |
$102,000 | $224,000 |
$36,000 | $81,000 |
| VA-guaranteed (Veterans Administration) |
154 | $24,866,000 |
$161,000 | $350,000 |
$61,000 | $130,000 |
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|
| Application Approved But Not Accepted |
142 | $14,755,000 |
$103,000 | $416,000 |
$65,000 | $311,000 |
| Application Denied By Financial Institution |
608 | $51,847,000 |
$85,000 | $700,000 |
$50,000 | $445,000 |
| Application Withdrawn By Applicant |
161 | $15,056,000 |
$93,000 | $340,000 |
$62,000 | $600,000 |
| File Closed For Incompleteness |
129 | $16,992,000 |
$131,000 | $444,000 |
$69,000 | $265,000 |
| Loan Originated |
1,521 | $171,015,000 |
$112,000 | $1,410,000 |
$76,000 | $9,999,000 |
| Loan Purchased By The Institution |
503 | $65,459,000 |
$130,000 | $417,000 |
$51,000 | $912,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
47 | $4,539,000 |
$96,000 | $700,000 |
$75,000 | $445,000 |
| Credit Application Incomplete |
46 | $4,758,000 |
$103,000 | $400,000 |
$50,000 | $200,000 |
| Credit History |
119 | $7,981,000 |
$67,000 | $300,000 |
$46,000 | $186,000 |
| Debt-To-Income Ratio |
65 | $5,701,000 |
$87,000 | $375,000 |
$40,000 | $180,000 |
| Employment History |
3 | $157,000 |
$52,000 | $99,000 |
$59,000 | $104,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $150,000 |
$75,000 | $95,000 |
$73,000 | $104,000 |
| Mortgage Insurance Denied |
1 | $20,000 |
$20,000 | $20,000 |
$41,000 | $41,000 |
| Other |
31 | $3,112,000 |
$100,000 | $257,000 |
$65,000 | $138,000 |
| Unverifiable Information |
8 | $919,000 |
$114,000 | $184,000 |
$41,000 | $83,000 |
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