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| Location |
Madison County TX
• Apply Here |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 422 |
| Total Amount of All Mortgage Loans Applied For | $28,400,000 |
| Average Mortgage Loan Amount Applied For | $67,000 |
| Highest Mortgage Loan Amount Applied For | $274,000 |
| Average Applicant Income | $51,000 |
| Highest Applicant Income | $270,000 |
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| Home Improvement (one-to-four family) |
21 | $613,000 |
$29,000 | $146,000 |
$42,000 | $106,000 |
| Home Purchase (one-to-four family) |
139 | $8,981,000 |
$64,000 | $177,000 |
$44,000 | $197,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
262 | $18,806,000 |
$71,000 | $274,000 |
$56,000 | $270,000 |
|
| American Indian or Alaskan Native |
1 | $63,000 |
$63,000 | $63,000 |
$18,000 | $18,000 |
| Asian or Pacific Islander |
2 | $113,000 |
$56,000 | $63,000 |
$17,000 | $35,000 |
| Black |
30 | $1,386,000 |
$46,000 | $127,000 |
$41,000 | $172,000 |
| Hispanic |
29 | $1,305,000 |
$45,000 | $157,000 |
$41,000 | $92,000 |
| Information not provided by applicant in mail or telephone application |
91 | $5,706,000 |
$62,000 | $244,000 |
$46,000 | $239,000 |
| Not applicable |
16 | $1,129,000 |
$70,000 | $145,000 |
$0 | $0 |
| Other |
7 | $499,000 |
$71,000 | $150,000 |
$49,000 | $98,000 |
| White |
246 | $18,199,000 |
$73,000 | $274,000 |
$59,000 | $270,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
394 | $26,454,000 |
$67,000 | $274,000 |
$53,000 | $270,000 |
| FHA-insured (Federal Housing Administration) |
22 | $1,681,000 |
$76,000 | $127,000 |
$31,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $51,000 |
$51,000 | $51,000 |
$43,000 | $43,000 |
| VA-guaranteed (Veterans Administration) |
5 | $214,000 |
$42,000 | $47,000 |
$0 | $0 |
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| Application Approved But Not Accepted |
35 | $2,091,000 |
$59,000 | $162,000 |
$51,000 | $106,000 |
| Application Denied By Financial Institution |
138 | $8,358,000 |
$60,000 | $245,000 |
$53,000 | $260,000 |
| Application Withdrawn By Applicant |
55 | $3,825,000 |
$69,000 | $274,000 |
$59,000 | $270,000 |
| File Closed For Incompleteness |
7 | $415,000 |
$59,000 | $80,000 |
$42,000 | $71,000 |
| Loan Originated |
139 | $9,753,000 |
$70,000 | $177,000 |
$54,000 | $254,000 |
| Loan Purchased By The Institution |
48 | $3,958,000 |
$82,000 | $181,000 |
$28,000 | $135,000 |
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| Collateral |
14 | $1,299,000 |
$92,000 | $244,000 |
$73,000 | $180,000 |
| Credit Application Incomplete |
14 | $1,172,000 |
$83,000 | $185,000 |
$75,000 | $180,000 |
| Credit History |
41 | $1,813,000 |
$44,000 | $150,000 |
$49,000 | $172,000 |
| Debt-To-Income Ratio |
11 | $501,000 |
$45,000 | $96,000 |
$30,000 | $96,000 |
| Employment History |
3 | $211,000 |
$70,000 | $107,000 |
$45,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
21 | $1,634,000 |
$77,000 | $245,000 |
$66,000 | $260,000 |
| Unverifiable Information |
1 | $55,000 |
$55,000 | $55,000 |
$39,000 | $39,000 |
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