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| Location |
Manitowoc County WI
• Apply Here |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 10,058 |
| Total Amount of All Mortgage Loans Applied For | $927,513,000 |
| Average Mortgage Loan Amount Applied For | $92,000 |
| Highest Mortgage Loan Amount Applied For | $2,215,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $2,820,000 |
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| Home Improvement (one-to-four family) |
408 | $10,743,000 |
$26,000 | $316,000 |
$54,000 | $384,000 |
| Home Purchase (one-to-four family) |
1,331 | $131,797,000 |
$99,000 | $820,000 |
$51,000 | $718,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
11 | $10,431,000 |
$948,000 | $2,215,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
8,308 | $774,542,000 |
$93,000 | $941,000 |
$54,000 | $2,820,000 |
|
| American Indian or Alaskan Native |
18 | $1,567,000 |
$87,000 | $314,000 |
$57,000 | $124,000 |
| Asian or Pacific Islander |
93 | $6,648,000 |
$71,000 | $212,000 |
$41,000 | $165,000 |
| Black |
12 | $718,000 |
$59,000 | $110,000 |
$45,000 | $85,000 |
| Hispanic |
52 | $5,536,000 |
$106,000 | $522,000 |
$63,000 | $390,000 |
| Information not provided by applicant in mail or telephone application |
790 | $67,747,000 |
$85,000 | $941,000 |
$60,000 | $2,820,000 |
| Not applicable |
522 | $64,130,000 |
$122,000 | $2,215,000 |
$5,000 | $349,000 |
| Other |
66 | $7,259,000 |
$109,000 | $378,000 |
$65,000 | $936,000 |
| White |
8,505 | $773,908,000 |
$90,000 | $1,400,000 |
$55,000 | $816,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
9,616 | $886,424,000 |
$92,000 | $2,215,000 |
$57,000 | $2,820,000 |
| FHA-insured (Federal Housing Administration) |
231 | $20,139,000 |
$87,000 | $243,000 |
$21,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
4 | $393,000 |
$98,000 | $122,000 |
$28,000 | $51,000 |
| VA-guaranteed (Veterans Administration) |
207 | $20,557,000 |
$99,000 | $237,000 |
$29,000 | $118,000 |
|
| Application Approved But Not Accepted |
298 | $27,195,000 |
$91,000 | $537,000 |
$60,000 | $455,000 |
| Application Denied By Financial Institution |
1,028 | $84,135,000 |
$81,000 | $522,000 |
$51,000 | $936,000 |
| Application Withdrawn By Applicant |
676 | $62,308,000 |
$92,000 | $450,000 |
$50,000 | $648,000 |
| File Closed For Incompleteness |
77 | $7,417,000 |
$96,000 | $450,000 |
$51,000 | $204,000 |
| Loan Originated |
5,673 | $513,471,000 |
$90,000 | $2,215,000 |
$60,000 | $816,000 |
| Loan Purchased By The Institution |
2,306 | $232,987,000 |
$101,000 | $545,000 |
$37,000 | $2,820,000 |
|
| Collateral |
103 | $9,843,000 |
$95,000 | $522,000 |
$67,000 | $537,000 |
| Credit Application Incomplete |
114 | $12,298,000 |
$107,000 | $378,000 |
$68,000 | $936,000 |
| Credit History |
251 | $16,848,000 |
$67,000 | $292,000 |
$43,000 | $150,000 |
| Debt-To-Income Ratio |
105 | $8,031,000 |
$76,000 | $323,000 |
$38,000 | $165,000 |
| Employment History |
12 | $943,000 |
$78,000 | $150,000 |
$32,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
7 | $638,000 |
$91,000 | $166,000 |
$40,000 | $77,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
194 | $17,967,000 |
$92,000 | $300,000 |
$63,000 | $641,000 |
| Unverifiable Information |
24 | $2,096,000 |
$87,000 | $225,000 |
$49,000 | $123,000 |
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