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| Location |
Manitowoc County WI
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 4,947 |
| Total Amount of All Mortgage Loans Applied For | $533,101,000 |
| Average Mortgage Loan Amount Applied For | $107,000 |
| Highest Mortgage Loan Amount Applied For | $3,760,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $1,427,000 |
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| Home Improvement |
569 | $25,476,000 |
$44,000 | $340,000 |
$66,000 | $1,056,000 |
| Home Purchase |
1,106 | $129,229,000 |
$116,000 | $3,760,000 |
$68,000 | $1,153,000 |
| Refinancing |
3,272 | $378,396,000 |
$115,000 | $3,326,000 |
$62,000 | $1,427,000 |
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| American Indian or Alaskan Native |
15 | $1,182,000 |
$78,000 | $120,000 |
$53,000 | $104,000 |
| Asian |
55 | $4,458,000 |
$81,000 | $175,000 |
$49,000 | $222,000 |
| Black or African American |
6 | $616,000 |
$102,000 | $185,000 |
$58,000 | $89,000 |
| Hispanic |
55 | $3,967,000 |
$72,000 | $243,000 |
$62,000 | $301,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $285,000 |
$95,000 | $175,000 |
$45,000 | $56,000 |
| Not applicable |
224 | $40,407,000 |
$180,000 | $3,760,000 |
$34,000 | $375,000 |
| Not Provided |
226 | $24,479,000 |
$108,000 | $500,000 |
$60,000 | $480,000 |
| White |
4,363 | $457,707,000 |
$104,000 | $3,326,000 |
$66,000 | $1,427,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,149 | $438,108,000 |
$105,000 | $3,760,000 |
$67,000 | $1,427,000 |
| FHA-insured (Federal Housing Administration) |
676 | $77,943,000 |
$115,000 | $276,000 |
$46,000 | $398,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
38 | $4,230,000 |
$111,000 | $990,000 |
$29,000 | $56,000 |
| VA-guaranteed (Veterans Administration) |
84 | $12,820,000 |
$152,000 | $385,000 |
$54,000 | $186,000 |
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| Application Approved But Not Accepted |
247 | $30,551,000 |
$123,000 | $3,760,000 |
$60,000 | $575,000 |
| Application Denied By Financial Institution |
902 | $92,278,000 |
$102,000 | $887,000 |
$57,000 | $656,000 |
| Application Withdrawn By Applicant |
321 | $38,461,000 |
$119,000 | $1,238,000 |
$61,000 | $500,000 |
| File Closed For Incompleteness |
104 | $11,009,000 |
$105,000 | $312,000 |
$59,000 | $154,000 |
| Loan Originated |
2,775 | $283,292,000 |
$102,000 | $3,326,000 |
$69,000 | $1,427,000 |
| Loan Purchased By The Institution |
597 | $77,448,000 |
$129,000 | $780,000 |
$56,000 | $398,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $62,000 |
$62,000 | $62,000 |
$35,000 | $35,000 |
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| Collateral |
136 | $15,512,000 |
$114,000 | $739,000 |
$71,000 | $656,000 |
| Credit Application Incomplete |
44 | $4,418,000 |
$100,000 | $245,000 |
$64,000 | $420,000 |
| Credit History |
189 | $12,569,000 |
$66,000 | $331,000 |
$56,000 | $240,000 |
| Debt-To-Income Ratio |
106 | $11,886,000 |
$112,000 | $500,000 |
$43,000 | $149,000 |
| Employment History |
4 | $357,000 |
$89,000 | $148,000 |
$28,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $650,000 |
$108,000 | $263,000 |
$39,000 | $63,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
46 | $4,028,000 |
$87,000 | $215,000 |
$66,000 | $230,000 |
| Unverifiable Information |
15 | $2,866,000 |
$191,000 | $887,000 |
$70,000 | $174,000 |
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