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| Location |
Marinette County WI
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 2,603 |
| Total Amount of All Mortgage Loans Applied For | $285,476,000 |
| Average Mortgage Loan Amount Applied For | $109,000 |
| Highest Mortgage Loan Amount Applied For | $3,680,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $2,011,000 |
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| Home Improvement |
242 | $12,202,000 |
$50,000 | $351,000 |
$53,000 | $170,000 |
| Home Purchase |
527 | $54,324,000 |
$103,000 | $3,680,000 |
$68,000 | $900,000 |
| Refinancing |
1,834 | $218,950,000 |
$119,000 | $2,656,000 |
$66,000 | $2,011,000 |
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| American Indian or Alaskan Native |
14 | $1,143,000 |
$81,000 | $180,000 |
$50,000 | $101,000 |
| Asian |
5 | $448,000 |
$89,000 | $223,000 |
$44,000 | $139,000 |
| Black or African American |
1 | $139,000 |
$139,000 | $139,000 |
$0 | $0 |
| Hispanic |
23 | $3,290,000 |
$143,000 | $410,000 |
$105,000 | $505,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $92,000 |
$92,000 | $92,000 |
$126,000 | $126,000 |
| Not applicable |
163 | $19,313,000 |
$118,000 | $410,000 |
$30,000 | $510,000 |
| Not Provided |
141 | $16,433,000 |
$116,000 | $351,000 |
$56,000 | $178,000 |
| White |
2,255 | $244,618,000 |
$108,000 | $3,680,000 |
$68,000 | $2,011,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,113 | $229,418,000 |
$108,000 | $3,680,000 |
$69,000 | $2,011,000 |
| FHA-insured (Federal Housing Administration) |
423 | $49,018,000 |
$115,000 | $275,000 |
$47,000 | $404,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
42 | $3,679,000 |
$87,000 | $280,000 |
$38,000 | $83,000 |
| VA-guaranteed (Veterans Administration) |
25 | $3,361,000 |
$134,000 | $393,000 |
$33,000 | $92,000 |
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| Application Approved But Not Accepted |
153 | $18,074,000 |
$118,000 | $417,000 |
$66,000 | $250,000 |
| Application Denied By Financial Institution |
620 | $66,187,000 |
$106,000 | $650,000 |
$54,000 | $313,000 |
| Application Withdrawn By Applicant |
186 | $22,749,000 |
$122,000 | $417,000 |
$69,000 | $900,000 |
| File Closed For Incompleteness |
52 | $5,966,000 |
$114,000 | $260,000 |
$61,000 | $324,000 |
| Loan Originated |
1,287 | $137,366,000 |
$106,000 | $3,680,000 |
$74,000 | $2,011,000 |
| Loan Purchased By The Institution |
305 | $35,134,000 |
$115,000 | $410,000 |
$49,000 | $510,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
132 | $14,820,000 |
$112,000 | $408,000 |
$64,000 | $313,000 |
| Credit Application Incomplete |
30 | $3,450,000 |
$115,000 | $289,000 |
$49,000 | $112,000 |
| Credit History |
110 | $9,554,000 |
$86,000 | $650,000 |
$48,000 | $119,000 |
| Debt-To-Income Ratio |
57 | $6,046,000 |
$106,000 | $393,000 |
$39,000 | $100,000 |
| Employment History |
7 | $745,000 |
$106,000 | $212,000 |
$42,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $665,000 |
$110,000 | $174,000 |
$53,000 | $83,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
29 | $2,995,000 |
$103,000 | $383,000 |
$66,000 | $141,000 |
| Unverifiable Information |
12 | $1,381,000 |
$115,000 | $326,000 |
$59,000 | $124,000 |
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