|
| Location |
Marion County WV
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 2,540 |
| Total Amount of All Mortgage Loans Applied For | $246,390,000 |
| Average Mortgage Loan Amount Applied For | $97,000 |
| Highest Mortgage Loan Amount Applied For | $2,900,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $644,000 |
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| Home Improvement |
355 | $16,887,000 |
$47,000 | $265,000 |
$48,000 | $202,000 |
| Home Purchase |
855 | $89,010,000 |
$104,000 | $2,900,000 |
$53,000 | $232,000 |
| Refinancing |
1,330 | $140,493,000 |
$105,000 | $1,600,000 |
$61,000 | $644,000 |
|
| American Indian or Alaskan Native |
8 | $791,000 |
$98,000 | $175,000 |
$62,000 | $96,000 |
| Asian |
3 | $237,000 |
$79,000 | $107,000 |
$47,000 | $76,000 |
| Black or African American |
41 | $3,170,000 |
$77,000 | $324,000 |
$40,000 | $151,000 |
| Hispanic |
16 | $1,705,000 |
$106,000 | $260,000 |
$60,000 | $213,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $49,000 |
$24,000 | $36,000 |
$31,000 | $36,000 |
| Not applicable |
137 | $22,393,000 |
$163,000 | $2,900,000 |
$14,000 | $120,000 |
| Not Provided |
353 | $38,764,000 |
$109,000 | $750,000 |
$64,000 | $268,000 |
| White |
1,980 | $179,281,000 |
$90,000 | $775,000 |
$59,000 | $644,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,087 | $197,388,000 |
$94,000 | $2,900,000 |
$58,000 | $644,000 |
| FHA-insured (Federal Housing Administration) |
383 | $40,233,000 |
$105,000 | $294,000 |
$50,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
27 | $2,839,000 |
$105,000 | $325,000 |
$36,000 | $58,000 |
| VA-guaranteed (Veterans Administration) |
43 | $5,930,000 |
$137,000 | $311,000 |
$50,000 | $107,000 |
|
| Application Approved But Not Accepted |
101 | $8,212,000 |
$81,000 | $365,000 |
$58,000 | $270,000 |
| Application Denied By Financial Institution |
736 | $63,304,000 |
$86,000 | $775,000 |
$52,000 | $300,000 |
| Application Withdrawn By Applicant |
268 | $29,715,000 |
$110,000 | $750,000 |
$64,000 | $390,000 |
| File Closed For Incompleteness |
54 | $5,213,000 |
$96,000 | $265,000 |
$64,000 | $224,000 |
| Loan Originated |
1,184 | $117,688,000 |
$99,000 | $2,900,000 |
$61,000 | $644,000 |
| Loan Purchased By The Institution |
197 | $22,258,000 |
$112,000 | $332,000 |
$35,000 | $425,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
88 | $10,543,000 |
$119,000 | $775,000 |
$65,000 | $162,000 |
| Credit Application Incomplete |
18 | $1,819,000 |
$101,000 | $280,000 |
$59,000 | $161,000 |
| Credit History |
186 | $14,709,000 |
$79,000 | $417,000 |
$48,000 | $248,000 |
| Debt-To-Income Ratio |
54 | $4,127,000 |
$76,000 | $360,000 |
$35,000 | $192,000 |
| Employment History |
5 | $452,000 |
$90,000 | $210,000 |
$33,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
9 | $894,000 |
$99,000 | $146,000 |
$66,000 | $117,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
25 | $1,862,000 |
$74,000 | $265,000 |
$54,000 | $159,000 |
| Unverifiable Information |
11 | $1,196,000 |
$108,000 | $248,000 |
$75,000 | $153,000 |
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