|
| Location |
Marion County WV
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 2,050 |
| Total Amount of All Mortgage Loans Applied For | $262,899,000 |
| Average Mortgage Loan Amount Applied For | $128,000 |
| Highest Mortgage Loan Amount Applied For | $44,550,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $1,223,000 |
|
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|
| Home Improvement |
155 | $6,049,000 |
$39,000 | $262,000 |
$51,000 | $356,000 |
| Home Purchase |
758 | $83,422,000 |
$110,000 | $863,000 |
$58,000 | $1,223,000 |
| Refinancing |
1,137 | $173,428,000 |
$152,000 | $44,550,000 |
$70,000 | $999,000 |
|
| American Indian or Alaskan Native |
3 | $417,000 |
$139,000 | $282,000 |
$75,000 | $120,000 |
| Asian |
5 | $498,000 |
$99,000 | $176,000 |
$51,000 | $95,000 |
| Black or African American |
23 | $1,789,000 |
$77,000 | $216,000 |
$43,000 | $115,000 |
| Hispanic |
11 | $903,000 |
$82,000 | $225,000 |
$62,000 | $140,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
98 | $59,343,000 |
$605,000 | $44,550,000 |
$7,000 | $266,000 |
| Not Provided |
307 | $35,460,000 |
$115,000 | $417,000 |
$69,000 | $1,223,000 |
| White |
1,603 | $164,489,000 |
$102,000 | $786,000 |
$67,000 | $999,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,453 | $149,689,000 |
$103,000 | $1,900,000 |
$69,000 | $1,223,000 |
| FHA-insured (Federal Housing Administration) |
442 | $93,766,000 |
$212,000 | $44,550,000 |
$56,000 | $231,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
84 | $9,106,000 |
$108,000 | $310,000 |
$43,000 | $85,000 |
| VA-guaranteed (Veterans Administration) |
71 | $10,338,000 |
$145,000 | $309,000 |
$49,000 | $139,000 |
|
| Application Approved But Not Accepted |
96 | $10,621,000 |
$110,000 | $660,000 |
$67,000 | $294,000 |
| Application Denied By Financial Institution |
471 | $41,103,000 |
$87,000 | $786,000 |
$57,000 | $543,000 |
| Application Withdrawn By Applicant |
214 | $25,409,000 |
$118,000 | $417,000 |
$67,000 | $550,000 |
| File Closed For Incompleteness |
53 | $6,184,000 |
$116,000 | $417,000 |
$71,000 | $169,000 |
| Loan Originated |
1,042 | $113,769,000 |
$109,000 | $1,900,000 |
$71,000 | $1,223,000 |
| Loan Purchased By The Institution |
174 | $65,813,000 |
$378,000 | $44,550,000 |
$37,000 | $131,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
64 | $8,145,000 |
$127,000 | $786,000 |
$77,000 | $543,000 |
| Credit Application Incomplete |
22 | $2,513,000 |
$114,000 | $277,000 |
$71,000 | $188,000 |
| Credit History |
157 | $13,026,000 |
$82,000 | $290,000 |
$61,000 | $424,000 |
| Debt-To-Income Ratio |
74 | $6,687,000 |
$90,000 | $367,000 |
$38,000 | $110,000 |
| Employment History |
4 | $329,000 |
$82,000 | $119,000 |
$31,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $720,000 |
$144,000 | $251,000 |
$70,000 | $170,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
35 | $2,574,000 |
$73,000 | $243,000 |
$63,000 | $167,000 |
| Unverifiable Information |
3 | $330,000 |
$110,000 | $120,000 |
$138,000 | $222,000 |
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