| Location |
Marquette County WI • Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,139 |
| Total Amount of All Mortgage Loans Applied For | $134,347,000 |
| Average Mortgage Loan Amount Applied For | $117,000 |
| Highest Mortgage Loan Amount Applied For | $857,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $1,418,000 |
|
|
| Home Improvement |
106 | $6,212,000 |
$58,000 | $414,000 |
$68,000 | $618,000 |
| Home Purchase |
204 | $23,561,000 |
$115,000 | $458,000 |
$80,000 | $611,000 |
| Refinancing |
829 | $104,574,000 |
$126,000 | $857,000 |
$64,000 | $1,418,000 |
|
| American Indian or Alaskan Native |
3 | $330,000 |
$110,000 | $180,000 |
$51,000 | $96,000 |
| Asian |
3 | $519,000 |
$173,000 | $175,000 |
$69,000 | $69,000 |
| Black or African American |
5 | $569,000 |
$113,000 | $215,000 |
$50,000 | $85,000 |
| Hispanic |
13 | $943,000 |
$72,000 | $166,000 |
$67,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $103,000 |
$103,000 | $103,000 |
$45,000 | $45,000 |
| Not applicable |
68 | $9,137,000 |
$134,000 | $458,000 |
$36,000 | $611,000 |
| Not Provided |
87 | $11,591,000 |
$133,000 | $417,000 |
$83,000 | $1,418,000 |
| White |
959 | $111,155,000 |
$115,000 | $857,000 |
$68,000 | $1,418,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
983 | $111,726,000 |
$113,000 | $857,000 |
$71,000 | $1,418,000 |
| FHA-insured (Federal Housing Administration) |
131 | $19,644,000 |
$149,000 | $275,000 |
$51,000 | $558,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
11 | $1,344,000 |
$122,000 | $187,000 |
$38,000 | $59,000 |
| VA-guaranteed (Veterans Administration) |
14 | $1,633,000 |
$116,000 | $171,000 |
$19,000 | $75,000 |
|
| Application Approved But Not Accepted |
58 | $7,348,000 |
$126,000 | $417,000 |
$75,000 | $302,000 |
| Application Denied By Financial Institution |
298 | $33,727,000 |
$113,000 | $595,000 |
$61,000 | $1,418,000 |
| Application Withdrawn By Applicant |
122 | $14,498,000 |
$118,000 | $310,000 |
$69,000 | $648,000 |
| File Closed For Incompleteness |
25 | $2,848,000 |
$113,000 | $303,000 |
$64,000 | $327,000 |
| Loan Originated |
509 | $58,440,000 |
$114,000 | $857,000 |
$75,000 | $1,418,000 |
| Loan Purchased By The Institution |
121 | $17,013,000 |
$140,000 | $314,000 |
$47,000 | $618,000 |
| Preapproval Approved but not Accepted |
5 | $398,000 |
$79,000 | $220,000 |
$90,000 | $275,000 |
| Preapproval Denied by Financial Institution |
1 | $75,000 |
$75,000 | $75,000 |
$36,000 | $36,000 |
|
| Collateral |
49 | $5,516,000 |
$112,000 | $248,000 |
$90,000 | $1,418,000 |
| Credit Application Incomplete |
12 | $1,397,000 |
$116,000 | $228,000 |
$63,000 | $145,000 |
| Credit History |
51 | $4,072,000 |
$79,000 | $193,000 |
$50,000 | $195,000 |
| Debt-To-Income Ratio |
42 | $4,746,000 |
$113,000 | $500,000 |
$49,000 | $511,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $192,000 |
$96,000 | $141,000 |
$308,000 | $558,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
16 | $1,592,000 |
$99,000 | $218,000 |
$57,000 | $216,000 |
| Unverifiable Information |
1 | $46,000 |
$46,000 | $46,000 |
$83,000 | $83,000 |
|
|