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| Location |
Marshall County KS
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 233 |
| Total Amount of All Mortgage Loans Applied For | $20,547,000 |
| Average Mortgage Loan Amount Applied For | $88,000 |
| Highest Mortgage Loan Amount Applied For | $338,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $156,000 |
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| Home Improvement |
47 | $2,337,000 |
$49,000 | $280,000 |
$60,000 | $132,000 |
| Home Purchase |
56 | $5,116,000 |
$91,000 | $293,000 |
$47,000 | $122,000 |
| Refinancing |
130 | $13,094,000 |
$100,000 | $338,000 |
$58,000 | $156,000 |
|
| American Indian or Alaskan Native |
1 | $51,000 |
$51,000 | $51,000 |
$27,000 | $27,000 |
| Asian |
1 | $77,000 |
$77,000 | $77,000 |
$110,000 | $110,000 |
| Black or African American |
2 | $208,000 |
$104,000 | $120,000 |
$53,000 | $53,000 |
| Hispanic |
4 | $182,000 |
$45,000 | $69,000 |
$30,000 | $42,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $1,188,000 |
$84,000 | $200,000 |
$12,000 | $72,000 |
| Not Provided |
18 | $871,000 |
$48,000 | $150,000 |
$51,000 | $136,000 |
| White |
193 | $17,970,000 |
$93,000 | $338,000 |
$60,000 | $156,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
177 | $15,807,000 |
$89,000 | $338,000 |
$60,000 | $156,000 |
| FHA-insured (Federal Housing Administration) |
46 | $4,179,000 |
$90,000 | $271,000 |
$47,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
10 | $561,000 |
$56,000 | $74,000 |
$18,000 | $54,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Application Approved But Not Accepted |
15 | $1,098,000 |
$73,000 | $174,000 |
$57,000 | $100,000 |
| Application Denied By Financial Institution |
84 | $6,498,000 |
$77,000 | $329,000 |
$55,000 | $136,000 |
| Application Withdrawn By Applicant |
30 | $3,253,000 |
$108,000 | $325,000 |
$67,000 | $156,000 |
| File Closed For Incompleteness |
3 | $177,000 |
$59,000 | $80,000 |
$62,000 | $74,000 |
| Loan Originated |
77 | $7,530,000 |
$97,000 | $338,000 |
$60,000 | $156,000 |
| Loan Purchased By The Institution |
24 | $1,991,000 |
$82,000 | $200,000 |
$30,000 | $85,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
12 | $1,512,000 |
$126,000 | $311,000 |
$69,000 | $136,000 |
| Credit Application Incomplete |
4 | $238,000 |
$59,000 | $70,000 |
$33,000 | $54,000 |
| Credit History |
16 | $584,000 |
$36,000 | $100,000 |
$43,000 | $132,000 |
| Debt-To-Income Ratio |
1 | $170,000 |
$170,000 | $170,000 |
$20,000 | $20,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $51,000 |
$51,000 | $51,000 |
$58,000 | $58,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $799,000 |
$114,000 | $329,000 |
$61,000 | $136,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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