|
| Location |
Meriwether County GA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,197 |
| Total Amount of All Mortgage Loans Applied For | $128,388,000 |
| Average Mortgage Loan Amount Applied For | $107,000 |
| Highest Mortgage Loan Amount Applied For | $995,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $466,000 |
|
|
|
| Home Improvement |
97 | $5,006,000 |
$51,000 | $794,000 |
$51,000 | $414,000 |
| Home Purchase |
314 | $32,490,000 |
$103,000 | $440,000 |
$48,000 | $200,000 |
| Refinancing |
786 | $90,892,000 |
$115,000 | $995,000 |
$56,000 | $466,000 |
|
| American Indian or Alaskan Native |
4 | $416,000 |
$104,000 | $190,000 |
$65,000 | $135,000 |
| Asian |
3 | $200,000 |
$66,000 | $67,000 |
$26,000 | $26,000 |
| Black or African American |
261 | $21,503,000 |
$82,000 | $995,000 |
$45,000 | $420,000 |
| Hispanic |
16 | $1,982,000 |
$123,000 | $417,000 |
$65,000 | $189,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $259,000 |
$129,000 | $197,000 |
$55,000 | $82,000 |
| Not applicable |
56 | $6,709,000 |
$119,000 | $725,000 |
$23,000 | $147,000 |
| Not Provided |
102 | $10,592,000 |
$103,000 | $346,000 |
$59,000 | $414,000 |
| White |
753 | $86,727,000 |
$115,000 | $794,000 |
$58,000 | $466,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
893 | $91,201,000 |
$102,000 | $995,000 |
$57,000 | $466,000 |
| FHA-insured (Federal Housing Administration) |
288 | $35,289,000 |
$122,000 | $352,000 |
$44,000 | $173,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
8 | $827,000 |
$103,000 | $122,000 |
$25,000 | $58,000 |
| VA-guaranteed (Veterans Administration) |
8 | $1,071,000 |
$133,000 | $176,000 |
$41,000 | $104,000 |
|
| Application Approved But Not Accepted |
61 | $5,953,000 |
$97,000 | $379,000 |
$54,000 | $158,000 |
| Application Denied By Financial Institution |
367 | $39,337,000 |
$107,000 | $995,000 |
$53,000 | $466,000 |
| Application Withdrawn By Applicant |
123 | $14,022,000 |
$114,000 | $410,000 |
$51,000 | $139,000 |
| File Closed For Incompleteness |
44 | $6,018,000 |
$136,000 | $750,000 |
$68,000 | $420,000 |
| Loan Originated |
484 | $47,218,000 |
$97,000 | $794,000 |
$55,000 | $443,000 |
| Loan Purchased By The Institution |
118 | $15,840,000 |
$134,000 | $725,000 |
$43,000 | $161,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
38 | $5,881,000 |
$154,000 | $995,000 |
$87,000 | $420,000 |
| Credit Application Incomplete |
10 | $845,000 |
$84,000 | $132,000 |
$40,000 | $91,000 |
| Credit History |
51 | $4,004,000 |
$78,000 | $260,000 |
$44,000 | $136,000 |
| Debt-To-Income Ratio |
40 | $5,004,000 |
$125,000 | $650,000 |
$53,000 | $466,000 |
| Employment History |
1 | $131,000 |
$131,000 | $131,000 |
$4,000 | $4,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $867,000 |
$289,000 | $408,000 |
$88,000 | $132,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
16 | $1,978,000 |
$123,000 | $320,000 |
$49,000 | $109,000 |
| Unverifiable Information |
1 | $112,000 |
$112,000 | $112,000 |
$40,000 | $40,000 |
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