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| Location |
Missoula County MT
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 8,699 |
| Total Amount of All Mortgage Loans Applied For | $1,479,207,000 |
| Average Mortgage Loan Amount Applied For | $170,000 |
| Highest Mortgage Loan Amount Applied For | $1,991,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
797 | $62,449,000 |
$78,000 | $1,000,000 |
$71,000 | $620,000 |
| Home Purchase |
3,483 | $595,686,000 |
$171,000 | $1,600,000 |
$85,000 | $1,163,000 |
| Refinancing |
4,419 | $821,072,000 |
$185,000 | $1,991,000 |
$82,000 | $9,999,000 |
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|
| American Indian or Alaskan Native |
53 | $7,964,000 |
$150,000 | $754,000 |
$73,000 | $505,000 |
| Asian |
49 | $8,893,000 |
$181,000 | $438,000 |
$94,000 | $250,000 |
| Black or African American |
24 | $4,059,000 |
$169,000 | $285,000 |
$84,000 | $402,000 |
| Hispanic |
111 | $19,823,000 |
$178,000 | $621,000 |
$84,000 | $653,000 |
| Native Hawaiin or Other Pacific Islander |
13 | $2,065,000 |
$158,000 | $219,000 |
$65,000 | $126,000 |
| Not applicable |
669 | $118,776,000 |
$177,000 | $1,991,000 |
$42,000 | $557,000 |
| Not Provided |
543 | $91,551,000 |
$168,000 | $1,600,000 |
$84,000 | $967,000 |
| White |
7,237 | $1,226,076,000 |
$169,000 | $1,500,000 |
$86,000 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
8,362 | $1,419,650,000 |
$169,000 | $1,991,000 |
$83,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
251 | $42,592,000 |
$169,000 | $269,000 |
$59,000 | $427,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
8 | $1,456,000 |
$182,000 | $237,000 |
$43,000 | $65,000 |
| VA-guaranteed (Veterans Administration) |
78 | $15,509,000 |
$198,000 | $408,000 |
$56,000 | $128,000 |
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| Application Approved But Not Accepted |
405 | $70,253,000 |
$173,000 | $896,000 |
$82,000 | $875,000 |
| Application Denied By Financial Institution |
1,614 | $266,780,000 |
$165,000 | $1,600,000 |
$78,000 | $1,320,000 |
| Application Withdrawn By Applicant |
679 | $115,528,000 |
$170,000 | $710,000 |
$75,000 | $1,163,000 |
| File Closed For Incompleteness |
209 | $37,645,000 |
$180,000 | $600,000 |
$170,000 | $9,999,000 |
| Loan Originated |
4,152 | $677,455,000 |
$163,000 | $1,500,000 |
$84,000 | $4,608,000 |
| Loan Purchased By The Institution |
1,640 | $311,546,000 |
$189,000 | $1,991,000 |
$72,000 | $669,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
136 | $26,344,000 |
$193,000 | $1,400,000 |
$110,000 | $1,015,000 |
| Credit Application Incomplete |
70 | $15,774,000 |
$225,000 | $1,250,000 |
$108,000 | $727,000 |
| Credit History |
139 | $18,961,000 |
$136,000 | $700,000 |
$73,000 | $600,000 |
| Debt-To-Income Ratio |
130 | $21,914,000 |
$168,000 | $1,400,000 |
$63,000 | $1,269,000 |
| Employment History |
21 | $4,100,000 |
$195,000 | $417,000 |
$79,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $1,216,000 |
$202,000 | $286,000 |
$85,000 | $300,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
431 | $72,507,000 |
$168,000 | $650,000 |
$90,000 | $624,000 |
| Unverifiable Information |
48 | $9,970,000 |
$207,000 | $1,600,000 |
$98,000 | $480,000 |
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