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| Location |
Missoula County MT
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 6,853 |
| Total Amount of All Mortgage Loans Applied For | $1,283,749,000 |
| Average Mortgage Loan Amount Applied For | $187,000 |
| Highest Mortgage Loan Amount Applied For | $3,877,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $1,800,000 |
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| Home Improvement |
503 | $45,484,000 |
$90,000 | $1,478,000 |
$69,000 | $535,000 |
| Home Purchase |
2,256 | $417,614,000 |
$185,000 | $1,008,000 |
$81,000 | $1,800,000 |
| Refinancing |
4,094 | $820,651,000 |
$200,000 | $3,877,000 |
$78,000 | $1,532,000 |
|
| American Indian or Alaskan Native |
43 | $6,293,000 |
$146,000 | $400,000 |
$66,000 | $276,000 |
| Asian |
39 | $7,152,000 |
$183,000 | $328,000 |
$82,000 | $269,000 |
| Black or African American |
16 | $3,136,000 |
$196,000 | $344,000 |
$76,000 | $189,000 |
| Hispanic |
86 | $14,491,000 |
$168,000 | $417,000 |
$81,000 | $909,000 |
| Native Hawaiin or Other Pacific Islander |
19 | $3,546,000 |
$186,000 | $417,000 |
$85,000 | $450,000 |
| Not applicable |
558 | $119,554,000 |
$214,000 | $1,478,000 |
$41,000 | $1,086,000 |
| Not Provided |
403 | $69,564,000 |
$172,000 | $817,000 |
$81,000 | $1,800,000 |
| White |
5,689 | $1,060,013,000 |
$186,000 | $3,877,000 |
$82,000 | $1,563,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
5,820 | $1,078,958,000 |
$185,000 | $3,877,000 |
$81,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) |
871 | $172,564,000 |
$198,000 | $480,000 |
$65,000 | $1,563,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
52 | $9,389,000 |
$180,000 | $288,000 |
$30,000 | $68,000 |
| VA-guaranteed (Veterans Administration) |
110 | $22,838,000 |
$207,000 | $415,000 |
$57,000 | $150,000 |
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| Application Approved But Not Accepted |
353 | $65,187,000 |
$184,000 | $760,000 |
$93,000 | $1,532,000 |
| Application Denied By Financial Institution |
1,071 | $189,818,000 |
$177,000 | $3,300,000 |
$70,000 | $946,000 |
| Application Withdrawn By Applicant |
715 | $147,174,000 |
$205,000 | $1,200,000 |
$84,000 | $960,000 |
| File Closed For Incompleteness |
84 | $13,947,000 |
$166,000 | $417,000 |
$77,000 | $293,000 |
| Loan Originated |
3,425 | $611,249,000 |
$178,000 | $3,877,000 |
$85,000 | $1,800,000 |
| Loan Purchased By The Institution |
1,203 | $256,164,000 |
$212,000 | $1,541,000 |
$61,000 | $1,156,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
2 | $210,000 |
$105,000 | $158,000 |
$28,000 | $32,000 |
|
| Collateral |
152 | $32,756,000 |
$215,000 | $1,129,000 |
$103,000 | $946,000 |
| Credit Application Incomplete |
53 | $10,649,000 |
$200,000 | $417,000 |
$90,000 | $450,000 |
| Credit History |
123 | $15,800,000 |
$128,000 | $845,000 |
$57,000 | $239,000 |
| Debt-To-Income Ratio |
160 | $32,375,000 |
$202,000 | $3,300,000 |
$56,000 | $501,000 |
| Employment History |
12 | $2,308,000 |
$192,000 | $350,000 |
$66,000 | $145,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $1,143,000 |
$228,000 | $402,000 |
$84,000 | $210,000 |
| Mortgage Insurance Denied |
4 | $1,224,000 |
$306,000 | $480,000 |
$114,000 | $188,000 |
| Other |
76 | $14,808,000 |
$194,000 | $810,000 |
$88,000 | $506,000 |
| Unverifiable Information |
38 | $8,423,000 |
$221,000 | $417,000 |
$88,000 | $314,000 |
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