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| Location |
Monroe County IL
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 2,788 |
| Total Amount of All Mortgage Loans Applied For | $407,484,000 |
| Average Mortgage Loan Amount Applied For | $146,000 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $1,236,000 |
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|
| Home Improvement |
223 | $13,654,000 |
$61,000 | $570,000 |
$77,000 | $540,000 |
| Home Purchase |
996 | $150,243,000 |
$150,000 | $650,000 |
$75,000 | $1,056,000 |
| Refinancing |
1,569 | $243,587,000 |
$155,000 | $1,500,000 |
$76,000 | $1,236,000 |
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|
| American Indian or Alaskan Native |
9 | $1,174,000 |
$130,000 | $221,000 |
$63,000 | $97,000 |
| Asian |
6 | $1,094,000 |
$182,000 | $305,000 |
$76,000 | $103,000 |
| Black or African American |
9 | $2,249,000 |
$249,000 | $491,000 |
$90,000 | $180,000 |
| Hispanic |
20 | $3,586,000 |
$179,000 | $416,000 |
$94,000 | $165,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $574,000 |
$114,000 | $150,000 |
$58,000 | $97,000 |
| Not applicable |
292 | $43,581,000 |
$149,000 | $570,000 |
$42,000 | $1,056,000 |
| Not Provided |
249 | $35,022,000 |
$140,000 | $417,000 |
$77,000 | $540,000 |
| White |
2,198 | $320,204,000 |
$145,000 | $1,500,000 |
$80,000 | $1,236,000 |
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|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,621 | $378,836,000 |
$144,000 | $1,500,000 |
$76,000 | $1,236,000 |
| FHA-insured (Federal Housing Administration) |
119 | $18,909,000 |
$158,000 | $256,000 |
$63,000 | $154,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
19 | $2,657,000 |
$139,000 | $177,000 |
$39,000 | $80,000 |
| VA-guaranteed (Veterans Administration) |
29 | $7,082,000 |
$244,000 | $437,000 |
$77,000 | $229,000 |
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|
| Application Approved But Not Accepted |
213 | $29,588,000 |
$138,000 | $460,000 |
$78,000 | $240,000 |
| Application Denied By Financial Institution |
402 | $57,389,000 |
$142,000 | $564,000 |
$66,000 | $300,000 |
| Application Withdrawn By Applicant |
182 | $25,767,000 |
$141,000 | $520,000 |
$71,000 | $322,000 |
| File Closed For Incompleteness |
68 | $10,987,000 |
$161,000 | $319,000 |
$77,000 | $188,000 |
| Loan Originated |
1,360 | $194,392,000 |
$142,000 | $1,500,000 |
$84,000 | $1,236,000 |
| Loan Purchased By The Institution |
563 | $89,361,000 |
$158,000 | $520,000 |
$62,000 | $1,056,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
60 | $9,549,000 |
$159,000 | $375,000 |
$79,000 | $198,000 |
| Credit Application Incomplete |
15 | $3,190,000 |
$212,000 | $429,000 |
$110,000 | $300,000 |
| Credit History |
63 | $7,915,000 |
$125,000 | $564,000 |
$66,000 | $134,000 |
| Debt-To-Income Ratio |
52 | $7,408,000 |
$142,000 | $417,000 |
$54,000 | $155,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $312,000 |
$156,000 | $197,000 |
$70,000 | $140,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
38 | $5,234,000 |
$137,000 | $304,000 |
$72,000 | $126,000 |
| Unverifiable Information |
10 | $1,612,000 |
$161,000 | $252,000 |
$66,000 | $118,000 |
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