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| Location |
Monroe County IL
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 2,375 |
| Total Amount of All Mortgage Loans Applied For | $378,042,000 |
| Average Mortgage Loan Amount Applied For | $159,000 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $1,440,000 |
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| Home Improvement |
165 | $13,341,000 |
$80,000 | $889,000 |
$79,000 | $322,000 |
| Home Purchase |
651 | $106,791,000 |
$164,000 | $444,000 |
$80,000 | $507,000 |
| Refinancing |
1,559 | $257,910,000 |
$165,000 | $1,500,000 |
$75,000 | $1,440,000 |
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| American Indian or Alaskan Native |
9 | $1,484,000 |
$164,000 | $286,000 |
$67,000 | $105,000 |
| Asian |
3 | $863,000 |
$287,000 | $344,000 |
$128,000 | $210,000 |
| Black or African American |
5 | $738,000 |
$147,000 | $160,000 |
$89,000 | $98,000 |
| Hispanic |
18 | $3,209,000 |
$178,000 | $320,000 |
$99,000 | $196,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $344,000 |
$114,000 | $165,000 |
$105,000 | $196,000 |
| Not applicable |
189 | $36,113,000 |
$191,000 | $1,500,000 |
$37,000 | $487,000 |
| Not Provided |
144 | $21,320,000 |
$148,000 | $600,000 |
$86,000 | $400,000 |
| White |
2,004 | $313,971,000 |
$156,000 | $890,000 |
$80,000 | $1,440,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,959 | $305,391,000 |
$155,000 | $1,500,000 |
$81,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) |
345 | $59,581,000 |
$172,000 | $286,000 |
$63,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
29 | $4,021,000 |
$138,000 | $217,000 |
$20,000 | $88,000 |
| VA-guaranteed (Veterans Administration) |
42 | $9,049,000 |
$215,000 | $317,000 |
$54,000 | $162,000 |
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| Application Approved But Not Accepted |
192 | $28,825,000 |
$150,000 | $500,000 |
$85,000 | $400,000 |
| Application Denied By Financial Institution |
347 | $53,057,000 |
$152,000 | $890,000 |
$71,000 | $259,000 |
| Application Withdrawn By Applicant |
189 | $31,952,000 |
$169,000 | $550,000 |
$84,000 | $230,000 |
| File Closed For Incompleteness |
33 | $4,911,000 |
$148,000 | $365,000 |
$118,000 | $1,440,000 |
| Loan Originated |
1,259 | $194,650,000 |
$154,000 | $889,000 |
$80,000 | $507,000 |
| Loan Purchased By The Institution |
354 | $64,488,000 |
$182,000 | $1,500,000 |
$60,000 | $487,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $159,000 |
$159,000 | $159,000 |
$44,000 | $44,000 |
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| Collateral |
66 | $11,570,000 |
$175,000 | $417,000 |
$87,000 | $259,000 |
| Credit Application Incomplete |
21 | $3,079,000 |
$146,000 | $329,000 |
$82,000 | $180,000 |
| Credit History |
62 | $7,371,000 |
$118,000 | $600,000 |
$72,000 | $196,000 |
| Debt-To-Income Ratio |
44 | $7,151,000 |
$162,000 | $419,000 |
$54,000 | $179,000 |
| Employment History |
3 | $347,000 |
$115,000 | $148,000 |
$38,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
10 | $2,130,000 |
$213,000 | $400,000 |
$64,000 | $171,000 |
| Mortgage Insurance Denied |
1 | $59,000 |
$59,000 | $59,000 |
$63,000 | $63,000 |
| Other |
27 | $4,417,000 |
$163,000 | $890,000 |
$71,000 | $196,000 |
| Unverifiable Information |
5 | $899,000 |
$179,000 | $248,000 |
$81,000 | $153,000 |
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