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| Location |
Monroe County WI
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 2,171 |
| Total Amount of All Mortgage Loans Applied For | $252,216,000 |
| Average Mortgage Loan Amount Applied For | $116,000 |
| Highest Mortgage Loan Amount Applied For | $910,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $1,130,000 |
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| Home Improvement |
197 | $10,848,000 |
$55,000 | $715,000 |
$57,000 | $246,000 |
| Home Purchase |
516 | $62,103,000 |
$120,000 | $508,000 |
$59,000 | $899,000 |
| Refinancing |
1,458 | $179,265,000 |
$122,000 | $910,000 |
$59,000 | $1,130,000 |
|
| American Indian or Alaskan Native |
20 | $1,813,000 |
$90,000 | $140,000 |
$56,000 | $120,000 |
| Asian |
14 | $1,747,000 |
$124,000 | $225,000 |
$46,000 | $97,000 |
| Black or African American |
10 | $1,177,000 |
$117,000 | $194,000 |
$69,000 | $107,000 |
| Hispanic |
32 | $4,128,000 |
$129,000 | $288,000 |
$60,000 | $396,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $111,000 |
$55,000 | $85,000 |
$64,000 | $69,000 |
| Not applicable |
114 | $16,848,000 |
$147,000 | $700,000 |
$24,000 | $180,000 |
| Not Provided |
173 | $20,281,000 |
$117,000 | $341,000 |
$63,000 | $288,000 |
| White |
1,806 | $206,111,000 |
$114,000 | $910,000 |
$61,000 | $1,130,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,754 | $195,031,000 |
$111,000 | $910,000 |
$61,000 | $1,130,000 |
| FHA-insured (Federal Housing Administration) |
251 | $34,384,000 |
$136,000 | $276,000 |
$55,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
82 | $9,176,000 |
$111,000 | $205,000 |
$35,000 | $71,000 |
| VA-guaranteed (Veterans Administration) |
84 | $13,625,000 |
$162,000 | $335,000 |
$55,000 | $197,000 |
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| Application Approved But Not Accepted |
106 | $11,212,000 |
$105,000 | $518,000 |
$60,000 | $220,000 |
| Application Denied By Financial Institution |
605 | $68,083,000 |
$112,000 | $715,000 |
$54,000 | $376,000 |
| Application Withdrawn By Applicant |
206 | $27,101,000 |
$131,000 | $298,000 |
$62,000 | $204,000 |
| File Closed For Incompleteness |
55 | $7,403,000 |
$134,000 | $715,000 |
$68,000 | $180,000 |
| Loan Originated |
896 | $96,486,000 |
$107,000 | $910,000 |
$64,000 | $1,130,000 |
| Loan Purchased By The Institution |
303 | $41,931,000 |
$138,000 | $417,000 |
$52,000 | $200,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
70 | $8,753,000 |
$125,000 | $715,000 |
$70,000 | $376,000 |
| Credit Application Incomplete |
21 | $2,498,000 |
$118,000 | $266,000 |
$61,000 | $229,000 |
| Credit History |
102 | $8,726,000 |
$85,000 | $439,000 |
$51,000 | $153,000 |
| Debt-To-Income Ratio |
54 | $6,509,000 |
$120,000 | $254,000 |
$52,000 | $136,000 |
| Employment History |
3 | $258,000 |
$86,000 | $129,000 |
$30,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $181,000 |
$181,000 | $181,000 |
$97,000 | $97,000 |
| Mortgage Insurance Denied |
1 | $89,000 |
$89,000 | $89,000 |
$25,000 | $25,000 |
| Other |
18 | $2,063,000 |
$114,000 | $265,000 |
$55,000 | $121,000 |
| Unverifiable Information |
4 | $349,000 |
$87,000 | $112,000 |
$60,000 | $98,000 |
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