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| Location |
Monroe County IL
• Apply Here |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Applications | 2,916 |
| Total Amount of All Mortgage Loans Applied For | $373,986,000 |
| Average Mortgage Loan Amount Applied For | $128,000 |
| Highest Mortgage Loan Amount Applied For | $900,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
248 | $13,082,000 |
$52,000 | $422,000 |
$75,000 | $342,000 |
| Home Purchase |
1,087 | $150,799,000 |
$138,000 | $487,000 |
$88,000 | $9,999,000 |
| Refinancing |
1,581 | $210,105,000 |
$132,000 | $900,000 |
$71,000 | $1,860,000 |
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|
| American Indian or Alaskan Native |
5 | $556,000 |
$111,000 | $190,000 |
$256,000 | $948,000 |
| Asian |
7 | $1,024,000 |
$146,000 | $255,000 |
$58,000 | $145,000 |
| Black or African American |
10 | $1,435,000 |
$143,000 | $484,000 |
$122,000 | $164,000 |
| Hispanic |
22 | $3,048,000 |
$138,000 | $292,000 |
$89,000 | $150,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
362 | $46,525,000 |
$128,000 | $571,000 |
$37,000 | $296,000 |
| Not Provided |
289 | $37,419,000 |
$129,000 | $571,000 |
$76,000 | $1,860,000 |
| White |
2,221 | $283,979,000 |
$127,000 | $900,000 |
$84,000 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,813 | $357,720,000 |
$127,000 | $900,000 |
$78,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
54 | $8,177,000 |
$151,000 | $216,000 |
$56,000 | $147,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
15 | $1,965,000 |
$131,000 | $214,000 |
$47,000 | $94,000 |
| VA-guaranteed (Veterans Administration) |
34 | $6,124,000 |
$180,000 | $387,000 |
$64,000 | $159,000 |
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| Application Approved But Not Accepted |
222 | $23,673,000 |
$106,000 | $396,000 |
$76,000 | $265,000 |
| Application Denied By Financial Institution |
376 | $45,146,000 |
$120,000 | $405,000 |
$66,000 | $948,000 |
| Application Withdrawn By Applicant |
220 | $30,513,000 |
$138,000 | $560,000 |
$88,000 | $1,860,000 |
| File Closed For Incompleteness |
69 | $10,820,000 |
$156,000 | $385,000 |
$67,000 | $240,000 |
| Loan Originated |
1,480 | $188,556,000 |
$127,000 | $900,000 |
$85,000 | $9,999,000 |
| Loan Purchased By The Institution |
547 | $74,909,000 |
$136,000 | $571,000 |
$65,000 | $9,999,000 |
| Preapproval Approved but not Accepted |
1 | $114,000 |
$114,000 | $114,000 |
$44,000 | $44,000 |
| Preapproval Denied by Financial Institution |
1 | $255,000 |
$255,000 | $255,000 |
$0 | $0 |
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|
| Collateral |
44 | $5,484,000 |
$124,000 | $371,000 |
$93,000 | $948,000 |
| Credit Application Incomplete |
31 | $4,267,000 |
$137,000 | $324,000 |
$67,000 | $170,000 |
| Credit History |
67 | $7,163,000 |
$106,000 | $315,000 |
$63,000 | $221,000 |
| Debt-To-Income Ratio |
43 | $4,693,000 |
$109,000 | $303,000 |
$48,000 | $126,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $59,000 |
$59,000 | $59,000 |
$13,000 | $13,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
55 | $7,864,000 |
$142,000 | $405,000 |
$67,000 | $198,000 |
| Unverifiable Information |
5 | $466,000 |
$93,000 | $158,000 |
$52,000 | $85,000 |
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