|
| Location |
Montgomery County MO
• Apply Here |
| Year | 2006 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,056 |
| Total Amount of All Mortgage Loans Applied For | $93,442,000 |
| Average Mortgage Loan Amount Applied For | $88,000 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $654,000 |
|
|
|
| Home Improvement |
104 | $4,574,000 |
$43,000 | $235,000 |
$48,000 | $92,000 |
| Home Purchase |
339 | $29,683,000 |
$87,000 | $417,000 |
$55,000 | $654,000 |
| Refinancing |
613 | $59,185,000 |
$96,000 | $369,000 |
$53,000 | $531,000 |
|
| American Indian or Alaskan Native |
2 | $173,000 |
$86,000 | $118,000 |
$65,000 | $77,000 |
| Asian |
4 | $600,000 |
$150,000 | $279,000 |
$87,000 | $120,000 |
| Black or African American |
11 | $964,000 |
$87,000 | $207,000 |
$55,000 | $215,000 |
| Hispanic |
5 | $333,000 |
$66,000 | $100,000 |
$34,000 | $42,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $30,000 |
$30,000 | $30,000 |
$36,000 | $36,000 |
| Not applicable |
88 | $7,580,000 |
$86,000 | $316,000 |
$27,000 | $654,000 |
| Not Provided |
131 | $12,937,000 |
$98,000 | $325,000 |
$50,000 | $240,000 |
| White |
814 | $70,825,000 |
$87,000 | $417,000 |
$56,000 | $654,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,002 | $88,198,000 |
$88,000 | $417,000 |
$54,000 | $654,000 |
| FHA-insured (Federal Housing Administration) |
34 | $3,126,000 |
$91,000 | $155,000 |
$42,000 | $79,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
16 | $1,514,000 |
$94,000 | $141,000 |
$9,000 | $51,000 |
| VA-guaranteed (Veterans Administration) |
4 | $604,000 |
$151,000 | $253,000 |
$63,000 | $144,000 |
|
| Application Approved But Not Accepted |
77 | $6,830,000 |
$88,000 | $325,000 |
$57,000 | $193,000 |
| Application Denied By Financial Institution |
243 | $21,022,000 |
$86,000 | $369,000 |
$48,000 | $414,000 |
| Application Withdrawn By Applicant |
136 | $12,228,000 |
$89,000 | $272,000 |
$57,000 | $235,000 |
| File Closed For Incompleteness |
11 | $1,148,000 |
$104,000 | $300,000 |
$44,000 | $85,000 |
| Loan Originated |
457 | $38,653,000 |
$84,000 | $369,000 |
$56,000 | $531,000 |
| Loan Purchased By The Institution |
132 | $13,561,000 |
$102,000 | $417,000 |
$45,000 | $654,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
31 | $3,129,000 |
$100,000 | $212,000 |
$55,000 | $174,000 |
| Credit Application Incomplete |
10 | $850,000 |
$85,000 | $216,000 |
$47,000 | $91,000 |
| Credit History |
46 | $3,570,000 |
$77,000 | $212,000 |
$51,000 | $414,000 |
| Debt-To-Income Ratio |
16 | $1,651,000 |
$103,000 | $272,000 |
$40,000 | $92,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $226,000 |
$75,000 | $126,000 |
$37,000 | $57,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
31 | $3,109,000 |
$100,000 | $369,000 |
$48,000 | $146,000 |
| Unverifiable Information |
3 | $304,000 |
$101,000 | $174,000 |
$62,000 | $69,000 |
|
|