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| Location |
Montgomery County MO
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 631 |
| Total Amount of All Mortgage Loans Applied For | $64,889,000 |
| Average Mortgage Loan Amount Applied For | $102,000 |
| Highest Mortgage Loan Amount Applied For | $388,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $996,000 |
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| Home Improvement |
56 | $3,080,000 |
$55,000 | $294,000 |
$89,000 | $996,000 |
| Home Purchase |
148 | $13,598,000 |
$91,000 | $293,000 |
$71,000 | $785,000 |
| Refinancing |
427 | $48,211,000 |
$112,000 | $388,000 |
$58,000 | $510,000 |
|
| American Indian or Alaskan Native |
3 | $125,000 |
$41,000 | $64,000 |
$40,000 | $56,000 |
| Asian |
3 | $635,000 |
$211,000 | $279,000 |
$140,000 | $160,000 |
| Black or African American |
9 | $628,000 |
$69,000 | $135,000 |
$50,000 | $94,000 |
| Hispanic |
4 | $618,000 |
$154,000 | $294,000 |
$55,000 | $134,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
41 | $4,331,000 |
$105,000 | $325,000 |
$8,000 | $74,000 |
| Not Provided |
56 | $5,274,000 |
$94,000 | $289,000 |
$56,000 | $255,000 |
| White |
515 | $53,278,000 |
$103,000 | $388,000 |
$69,000 | $996,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
490 | $49,371,000 |
$100,000 | $388,000 |
$70,000 | $996,000 |
| FHA-insured (Federal Housing Administration) |
124 | $13,974,000 |
$112,000 | $275,000 |
$43,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
14 | $1,085,000 |
$77,000 | $179,000 |
$29,000 | $50,000 |
| VA-guaranteed (Veterans Administration) |
3 | $459,000 |
$153,000 | $326,000 |
$37,000 | $95,000 |
|
| Application Approved But Not Accepted |
46 | $4,995,000 |
$108,000 | $333,000 |
$73,000 | $996,000 |
| Application Denied By Financial Institution |
171 | $16,732,000 |
$97,000 | $293,000 |
$53,000 | $274,000 |
| Application Withdrawn By Applicant |
50 | $5,112,000 |
$102,000 | $326,000 |
$61,000 | $221,000 |
| File Closed For Incompleteness |
20 | $2,464,000 |
$123,000 | $375,000 |
$103,000 | $576,000 |
| Loan Originated |
285 | $28,556,000 |
$100,000 | $388,000 |
$72,000 | $785,000 |
| Loan Purchased By The Institution |
59 | $7,030,000 |
$119,000 | $325,000 |
$36,000 | $130,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
20 | $2,373,000 |
$118,000 | $250,000 |
$71,000 | $241,000 |
| Credit Application Incomplete |
9 | $907,000 |
$100,000 | $179,000 |
$59,000 | $97,000 |
| Credit History |
22 | $1,954,000 |
$88,000 | $293,000 |
$58,000 | $186,000 |
| Debt-To-Income Ratio |
14 | $1,177,000 |
$84,000 | $162,000 |
$37,000 | $83,000 |
| Employment History |
1 | $135,000 |
$135,000 | $135,000 |
$65,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $378,000 |
$75,000 | $162,000 |
$80,000 | $165,000 |
| Unverifiable Information |
3 | $419,000 |
$139,000 | $242,000 |
$49,000 | $96,000 |
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