|
| Location |
Moultrie County IL
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 479 |
| Total Amount of All Mortgage Loans Applied For | $42,816,000 |
| Average Mortgage Loan Amount Applied For | $89,000 |
| Highest Mortgage Loan Amount Applied For | $900,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $360,000 |
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| Home Improvement |
57 | $2,421,000 |
$42,000 | $160,000 |
$55,000 | $360,000 |
| Home Purchase |
166 | $14,641,000 |
$88,000 | $284,000 |
$48,000 | $263,000 |
| Refinancing |
256 | $25,754,000 |
$100,000 | $900,000 |
$62,000 | $360,000 |
|
| American Indian or Alaskan Native |
3 | $147,000 |
$49,000 | $57,000 |
$89,000 | $109,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $62,000 |
$62,000 | $62,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $75,000 |
$75,000 | $75,000 |
$65,000 | $65,000 |
| Not applicable |
35 | $3,879,000 |
$110,000 | $900,000 |
$10,000 | $120,000 |
| Not Provided |
25 | $2,203,000 |
$88,000 | $280,000 |
$68,000 | $158,000 |
| White |
414 | $36,450,000 |
$88,000 | $284,000 |
$60,000 | $360,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
369 | $32,598,000 |
$88,000 | $900,000 |
$60,000 | $263,000 |
| FHA-insured (Federal Housing Administration) |
62 | $6,104,000 |
$98,000 | $176,000 |
$63,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
39 | $3,055,000 |
$78,000 | $191,000 |
$19,000 | $74,000 |
| VA-guaranteed (Veterans Administration) |
9 | $1,059,000 |
$117,000 | $145,000 |
$43,000 | $69,000 |
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| Application Approved But Not Accepted |
17 | $1,451,000 |
$85,000 | $200,000 |
$56,000 | $123,000 |
| Application Denied By Financial Institution |
136 | $11,060,000 |
$81,000 | $280,000 |
$56,000 | $360,000 |
| Application Withdrawn By Applicant |
59 | $5,270,000 |
$89,000 | $190,000 |
$59,000 | $126,000 |
| File Closed For Incompleteness |
12 | $831,000 |
$69,000 | $96,000 |
$64,000 | $197,000 |
| Loan Originated |
197 | $18,460,000 |
$93,000 | $900,000 |
$62,000 | $263,000 |
| Loan Purchased By The Institution |
57 | $5,621,000 |
$98,000 | $262,000 |
$33,000 | $158,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $123,000 |
$123,000 | $123,000 |
$40,000 | $40,000 |
|
| Collateral |
8 | $924,000 |
$115,000 | $225,000 |
$105,000 | $360,000 |
| Credit Application Incomplete |
2 | $74,000 |
$37,000 | $39,000 |
$36,000 | $42,000 |
| Credit History |
26 | $1,492,000 |
$57,000 | $132,000 |
$50,000 | $94,000 |
| Debt-To-Income Ratio |
12 | $1,333,000 |
$111,000 | $280,000 |
$48,000 | $150,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
1 | $89,000 |
$89,000 | $89,000 |
$83,000 | $83,000 |
| Other |
4 | $293,000 |
$73,000 | $180,000 |
$127,000 | $360,000 |
| Unverifiable Information |
1 | $280,000 |
$280,000 | $280,000 |
$204,000 | $204,000 |
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