|
| Location |
Nowata County OK
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 365 |
| Total Amount of All Mortgage Loans Applied For | $27,619,000 |
| Average Mortgage Loan Amount Applied For | $75,000 |
| Highest Mortgage Loan Amount Applied For | $889,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $639,000 |
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|
| Home Improvement |
83 | $3,244,000 |
$39,000 | $205,000 |
$70,000 | $639,000 |
| Home Purchase |
124 | $10,751,000 |
$86,000 | $219,000 |
$52,000 | $240,000 |
| Refinancing |
158 | $13,624,000 |
$86,000 | $889,000 |
$55,000 | $149,000 |
|
| American Indian or Alaskan Native |
41 | $3,701,000 |
$90,000 | $286,000 |
$60,000 | $166,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $282,000 |
$56,000 | $200,000 |
$33,000 | $79,000 |
| Hispanic |
4 | $350,000 |
$87,000 | $200,000 |
$97,000 | $212,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $1,621,000 |
$135,000 | $889,000 |
$12,000 | $66,000 |
| Not Provided |
24 | $1,998,000 |
$83,000 | $184,000 |
$55,000 | $124,000 |
| White |
279 | $19,667,000 |
$70,000 | $320,000 |
$59,000 | $639,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
275 | $19,135,000 |
$69,000 | $889,000 |
$61,000 | $639,000 |
| FHA-insured (Federal Housing Administration) |
78 | $7,540,000 |
$96,000 | $241,000 |
$45,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
11 | $893,000 |
$81,000 | $137,000 |
$42,000 | $78,000 |
| VA-guaranteed (Veterans Administration) |
1 | $51,000 |
$51,000 | $51,000 |
$17,000 | $17,000 |
|
| Application Approved But Not Accepted |
16 | $2,015,000 |
$125,000 | $889,000 |
$53,000 | $120,000 |
| Application Denied By Financial Institution |
90 | $6,964,000 |
$77,000 | $215,000 |
$58,000 | $425,000 |
| Application Withdrawn By Applicant |
33 | $3,187,000 |
$96,000 | $320,000 |
$55,000 | $117,000 |
| File Closed For Incompleteness |
9 | $895,000 |
$99,000 | $156,000 |
$89,000 | $421,000 |
| Loan Originated |
184 | $11,567,000 |
$62,000 | $286,000 |
$60,000 | $639,000 |
| Loan Purchased By The Institution |
33 | $2,991,000 |
$90,000 | $219,000 |
$38,000 | $91,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
14 | $1,082,000 |
$77,000 | $137,000 |
$63,000 | $100,000 |
| Credit Application Incomplete |
5 | $600,000 |
$120,000 | $205,000 |
$69,000 | $114,000 |
| Credit History |
17 | $564,000 |
$33,000 | $131,000 |
$63,000 | $124,000 |
| Debt-To-Income Ratio |
2 | $155,000 |
$77,000 | $120,000 |
$15,000 | $24,000 |
| Employment History |
1 | $36,000 |
$36,000 | $36,000 |
$39,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $121,000 |
$121,000 | $121,000 |
$50,000 | $50,000 |
| Mortgage Insurance Denied |
1 | $80,000 |
$80,000 | $80,000 |
$45,000 | $45,000 |
| Other |
2 | $284,000 |
$142,000 | $215,000 |
$44,000 | $53,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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