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| Location |
Oconee County SC
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 3,472 |
| Total Amount of All Mortgage Loans Applied For | $642,014,000 |
| Average Mortgage Loan Amount Applied For | $184,000 |
| Highest Mortgage Loan Amount Applied For | $5,500,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $5,914,000 |
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| Home Improvement |
241 | $16,477,000 |
$68,000 | $1,625,000 |
$72,000 | $804,000 |
| Home Purchase |
1,181 | $243,706,000 |
$206,000 | $5,500,000 |
$120,000 | $3,612,000 |
| Refinancing |
2,050 | $381,831,000 |
$186,000 | $2,669,000 |
$95,000 | $5,914,000 |
|
| American Indian or Alaskan Native |
10 | $1,227,000 |
$122,000 | $327,000 |
$66,000 | $147,000 |
| Asian |
20 | $3,759,000 |
$187,000 | $417,000 |
$101,000 | $362,000 |
| Black or African American |
147 | $16,655,000 |
$113,000 | $557,000 |
$58,000 | $659,000 |
| Hispanic |
53 | $5,332,000 |
$100,000 | $417,000 |
$70,000 | $371,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $338,000 |
$84,000 | $179,000 |
$64,000 | $100,000 |
| Not applicable |
291 | $74,648,000 |
$256,000 | $5,500,000 |
$31,000 | $625,000 |
| Not Provided |
334 | $64,980,000 |
$194,000 | $2,669,000 |
$132,000 | $1,600,000 |
| White |
2,613 | $475,075,000 |
$181,000 | $2,000,000 |
$109,000 | $5,914,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,950 | $567,746,000 |
$192,000 | $5,500,000 |
$111,000 | $5,914,000 |
| FHA-insured (Federal Housing Administration) |
436 | $61,525,000 |
$141,000 | $330,000 |
$53,000 | $227,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
43 | $4,504,000 |
$104,000 | $245,000 |
$23,000 | $59,000 |
| VA-guaranteed (Veterans Administration) |
43 | $8,239,000 |
$191,000 | $413,000 |
$70,000 | $192,000 |
|
| Application Approved But Not Accepted |
247 | $37,887,000 |
$153,000 | $829,000 |
$96,000 | $603,000 |
| Application Denied By Financial Institution |
752 | $117,401,000 |
$156,000 | $1,625,000 |
$76,000 | $1,625,000 |
| Application Withdrawn By Applicant |
304 | $53,488,000 |
$175,000 | $1,375,000 |
$94,000 | $1,260,000 |
| File Closed For Incompleteness |
84 | $13,602,000 |
$161,000 | $570,000 |
$86,000 | $500,000 |
| Loan Originated |
1,558 | $311,085,000 |
$199,000 | $5,500,000 |
$128,000 | $5,655,000 |
| Loan Purchased By The Institution |
527 | $108,551,000 |
$205,000 | $1,485,000 |
$72,000 | $5,914,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
111 | $22,558,000 |
$203,000 | $1,290,000 |
$109,000 | $838,000 |
| Credit Application Incomplete |
43 | $8,325,000 |
$193,000 | $938,000 |
$93,000 | $371,000 |
| Credit History |
147 | $13,808,000 |
$93,000 | $417,000 |
$63,000 | $1,625,000 |
| Debt-To-Income Ratio |
86 | $19,564,000 |
$227,000 | $832,000 |
$64,000 | $360,000 |
| Employment History |
7 | $890,000 |
$127,000 | $250,000 |
$69,000 | $214,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
8 | $1,551,000 |
$193,000 | $667,000 |
$144,000 | $784,000 |
| Mortgage Insurance Denied |
1 | $86,000 |
$86,000 | $86,000 |
$33,000 | $33,000 |
| Other |
39 | $9,008,000 |
$230,000 | $1,625,000 |
$105,000 | $804,000 |
| Unverifiable Information |
14 | $2,839,000 |
$202,000 | $1,000,000 |
$121,000 | $720,000 |
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