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| Location |
Oklahoma County OK
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 42,412 |
| Total Amount of All Mortgage Loans Applied For | $5,255,539,000 |
| Average Mortgage Loan Amount Applied For | $123,000 |
| Highest Mortgage Loan Amount Applied For | $79,620,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $7,387,000 |
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| Home Improvement |
5,315 | $204,377,000 |
$38,000 | $2,520,000 |
$67,000 | $7,125,000 |
| Home Purchase |
18,922 | $2,743,467,000 |
$144,000 | $79,620,000 |
$74,000 | $5,820,000 |
| Refinancing |
18,175 | $2,307,695,000 |
$126,000 | $4,205,000 |
$78,000 | $7,387,000 |
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| American Indian or Alaskan Native |
771 | $75,673,000 |
$98,000 | $960,000 |
$62,000 | $400,000 |
| Asian |
974 | $126,536,000 |
$129,000 | $1,800,000 |
$80,000 | $4,452,000 |
| Black or African American |
4,047 | $385,842,000 |
$95,000 | $705,000 |
$59,000 | $3,318,000 |
| Hispanic |
2,377 | $200,676,000 |
$84,000 | $990,000 |
$53,000 | $5,300,000 |
| Native Hawaiin or Other Pacific Islander |
110 | $14,298,000 |
$129,000 | $1,390,000 |
$79,000 | $1,000,000 |
| Not applicable |
4,179 | $738,927,000 |
$176,000 | $79,620,000 |
$36,000 | $1,100,000 |
| Not Provided |
3,981 | $454,032,000 |
$114,000 | $1,872,000 |
$75,000 | $4,800,000 |
| White |
25,973 | $3,259,555,000 |
$125,000 | $2,520,000 |
$86,000 | $7,387,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
29,586 | $3,657,377,000 |
$123,000 | $79,620,000 |
$85,000 | $7,387,000 |
| FHA-insured (Federal Housing Administration) |
10,949 | $1,318,450,000 |
$120,000 | $1,622,000 |
$53,000 | $1,454,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
39 | $4,691,000 |
$120,000 | $271,000 |
$40,000 | $220,000 |
| VA-guaranteed (Veterans Administration) |
1,838 | $275,021,000 |
$149,000 | $505,000 |
$50,000 | $454,000 |
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| Application Approved But Not Accepted |
1,831 | $209,778,000 |
$114,000 | $1,500,000 |
$76,000 | $1,560,000 |
| Application Denied By Financial Institution |
8,985 | $870,859,000 |
$96,000 | $4,100,000 |
$63,000 | $2,079,000 |
| Application Withdrawn By Applicant |
3,518 | $454,018,000 |
$129,000 | $1,500,000 |
$78,000 | $4,800,000 |
| File Closed For Incompleteness |
678 | $80,457,000 |
$118,000 | $1,125,000 |
$81,000 | $970,000 |
| Loan Originated |
19,794 | $2,575,724,000 |
$130,000 | $79,620,000 |
$86,000 | $7,387,000 |
| Loan Purchased By The Institution |
7,599 | $1,064,112,000 |
$140,000 | $2,895,000 |
$57,000 | $1,454,000 |
| Preapproval Approved but not Accepted |
1 | $34,000 |
$34,000 | $34,000 |
$105,000 | $105,000 |
| Preapproval Denied by Financial Institution |
6 | $557,000 |
$92,000 | $181,000 |
$86,000 | $145,000 |
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| Collateral |
999 | $119,024,000 |
$119,000 | $2,213,000 |
$81,000 | $826,000 |
| Credit Application Incomplete |
500 | $70,075,000 |
$140,000 | $1,850,000 |
$88,000 | $2,079,000 |
| Credit History |
1,911 | $116,525,000 |
$60,000 | $900,000 |
$57,000 | $1,192,000 |
| Debt-To-Income Ratio |
982 | $108,151,000 |
$110,000 | $1,600,000 |
$48,000 | $705,000 |
| Employment History |
70 | $7,259,000 |
$103,000 | $417,000 |
$47,000 | $278,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
100 | $13,420,000 |
$134,000 | $1,075,000 |
$76,000 | $946,000 |
| Mortgage Insurance Denied |
16 | $2,017,000 |
$126,000 | $290,000 |
$75,000 | $170,000 |
| Other |
508 | $60,307,000 |
$118,000 | $2,100,000 |
$84,000 | $1,500,000 |
| Unverifiable Information |
192 | $21,593,000 |
$112,000 | $980,000 |
$62,000 | $480,000 |
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