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| Location |
Parmer County TX
• Apply Here |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 377 |
| Total Amount of All Mortgage Loans Applied For | $20,498,000 |
| Average Mortgage Loan Amount Applied For | $54,000 |
| Highest Mortgage Loan Amount Applied For | $414,000 |
| Average Applicant Income | $50,000 |
| Highest Applicant Income | $240,000 |
|
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|
| Home Improvement (one-to-four family) |
18 | $255,000 |
$14,000 | $50,000 |
$43,000 | $97,000 |
| Home Purchase (one-to-four family) |
165 | $8,364,000 |
$50,000 | $154,000 |
$44,000 | $187,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
194 | $11,879,000 |
$61,000 | $414,000 |
$55,000 | $240,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $17,000 |
$17,000 | $17,000 |
$55,000 | $55,000 |
| Black |
9 | $471,000 |
$52,000 | $179,000 |
$66,000 | $200,000 |
| Hispanic |
96 | $4,234,000 |
$44,000 | $100,000 |
$36,000 | $123,000 |
| Information not provided by applicant in mail or telephone application |
65 | $3,290,000 |
$50,000 | $159,000 |
$45,000 | $100,000 |
| Not applicable |
31 | $1,657,000 |
$53,000 | $117,000 |
$15,000 | $102,000 |
| Other |
5 | $345,000 |
$69,000 | $120,000 |
$101,000 | $240,000 |
| White |
170 | $10,484,000 |
$61,000 | $414,000 |
$59,000 | $240,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
280 | $15,495,000 |
$55,000 | $414,000 |
$57,000 | $240,000 |
| FHA-insured (Federal Housing Administration) |
94 | $4,793,000 |
$50,000 | $120,000 |
$24,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $46,000 |
$46,000 | $46,000 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $164,000 |
$82,000 | $90,000 |
$0 | $0 |
|
| Application Approved But Not Accepted |
26 | $1,273,000 |
$48,000 | $116,000 |
$46,000 | $192,000 |
| Application Denied By Financial Institution |
103 | $5,371,000 |
$52,000 | $229,000 |
$54,000 | $240,000 |
| Application Withdrawn By Applicant |
48 | $2,832,000 |
$59,000 | $179,000 |
$54,000 | $240,000 |
| File Closed For Incompleteness |
8 | $832,000 |
$104,000 | $414,000 |
$60,000 | $203,000 |
| Loan Originated |
121 | $6,284,000 |
$51,000 | $154,000 |
$55,000 | $187,000 |
| Loan Purchased By The Institution |
71 | $3,906,000 |
$55,000 | $136,000 |
$24,000 | $105,000 |
|
| Collateral |
8 | $372,000 |
$46,000 | $70,000 |
$51,000 | $100,000 |
| Credit Application Incomplete |
11 | $788,000 |
$71,000 | $120,000 |
$70,000 | $114,000 |
| Credit History |
32 | $1,505,000 |
$47,000 | $229,000 |
$57,000 | $216,000 |
| Debt-To-Income Ratio |
4 | $235,000 |
$58,000 | $125,000 |
$38,000 | $54,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $179,000 |
$89,000 | $107,000 |
$58,000 | $70,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
20 | $1,087,000 |
$54,000 | $159,000 |
$62,000 | $240,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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