|
| Location |
Pawnee County OK
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 895 |
| Total Amount of All Mortgage Loans Applied For | $69,801,000 |
| Average Mortgage Loan Amount Applied For | $77,000 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $1,080,000 |
|
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|
| Home Improvement |
144 | $4,876,000 |
$33,000 | $202,000 |
$58,000 | $323,000 |
| Home Purchase |
319 | $25,700,000 |
$80,000 | $300,000 |
$55,000 | $323,000 |
| Refinancing |
432 | $39,225,000 |
$90,000 | $1,000,000 |
$65,000 | $1,080,000 |
|
|
| American Indian or Alaskan Native |
49 | $2,824,000 |
$57,000 | $145,000 |
$48,000 | $130,000 |
| Asian |
2 | $268,000 |
$134,000 | $134,000 |
$38,000 | $38,000 |
| Black or African American |
3 | $211,000 |
$70,000 | $129,000 |
$35,000 | $48,000 |
| Hispanic |
12 | $656,000 |
$54,000 | $120,000 |
$47,000 | $142,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $40,000 |
$40,000 | $40,000 |
$56,000 | $56,000 |
| Not applicable |
52 | $4,344,000 |
$83,000 | $270,000 |
$23,000 | $178,000 |
| Not Provided |
93 | $8,704,000 |
$93,000 | $417,000 |
$66,000 | $288,000 |
| White |
683 | $52,754,000 |
$77,000 | $1,000,000 |
$64,000 | $1,080,000 |
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|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
836 | $63,678,000 |
$76,000 | $1,000,000 |
$61,000 | $1,080,000 |
| FHA-insured (Federal Housing Administration) |
45 | $4,722,000 |
$104,000 | $185,000 |
$49,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
4 | $391,000 |
$97,000 | $110,000 |
$51,000 | $74,000 |
| VA-guaranteed (Veterans Administration) |
10 | $1,010,000 |
$101,000 | $150,000 |
$49,000 | $71,000 |
|
|
| Application Approved But Not Accepted |
50 | $5,369,000 |
$107,000 | $1,000,000 |
$83,000 | $540,000 |
| Application Denied By Financial Institution |
240 | $16,996,000 |
$70,000 | $417,000 |
$56,000 | $288,000 |
| Application Withdrawn By Applicant |
87 | $8,408,000 |
$96,000 | $360,000 |
$75,000 | $1,080,000 |
| File Closed For Incompleteness |
19 | $2,251,000 |
$118,000 | $261,000 |
$71,000 | $240,000 |
| Loan Originated |
379 | $26,057,000 |
$68,000 | $417,000 |
$61,000 | $323,000 |
| Loan Purchased By The Institution |
120 | $10,720,000 |
$89,000 | $270,000 |
$46,000 | $180,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
44 | $4,782,000 |
$108,000 | $417,000 |
$77,000 | $266,000 |
| Credit Application Incomplete |
12 | $887,000 |
$73,000 | $118,000 |
$65,000 | $207,000 |
| Credit History |
52 | $2,536,000 |
$48,000 | $141,000 |
$46,000 | $126,000 |
| Debt-To-Income Ratio |
15 | $681,000 |
$45,000 | $93,000 |
$35,000 | $106,000 |
| Employment History |
2 | $69,000 |
$34,000 | $40,000 |
$29,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $202,000 |
$67,000 | $112,000 |
$35,000 | $39,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
11 | $697,000 |
$63,000 | $132,000 |
$53,000 | $84,000 |
| Unverifiable Information |
1 | $73,000 |
$73,000 | $73,000 |
$1,000 | $1,000 |
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