|
| Location |
Pawnee County OK
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 773 |
| Total Amount of All Mortgage Loans Applied For | $61,907,000 |
| Average Mortgage Loan Amount Applied For | $80,000 |
| Highest Mortgage Loan Amount Applied For | $413,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
131 | $4,533,000 |
$34,000 | $244,000 |
$58,000 | $1,200,000 |
| Home Purchase |
324 | $26,196,000 |
$80,000 | $335,000 |
$50,000 | $251,000 |
| Refinancing |
318 | $31,178,000 |
$98,000 | $413,000 |
$61,000 | $390,000 |
|
| American Indian or Alaskan Native |
53 | $2,844,000 |
$53,000 | $198,000 |
$68,000 | $1,200,000 |
| Asian |
1 | $179,000 |
$179,000 | $179,000 |
$65,000 | $65,000 |
| Black or African American |
5 | $309,000 |
$61,000 | $95,000 |
$43,000 | $73,000 |
| Hispanic |
12 | $520,000 |
$43,000 | $100,000 |
$38,000 | $125,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
41 | $3,970,000 |
$96,000 | $335,000 |
$18,000 | $81,000 |
| Not Provided |
57 | $6,578,000 |
$115,000 | $302,000 |
$70,000 | $250,000 |
| White |
604 | $47,507,000 |
$78,000 | $413,000 |
$57,000 | $390,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
611 | $43,418,000 |
$71,000 | $413,000 |
$57,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
131 | $15,687,000 |
$119,000 | $256,000 |
$56,000 | $251,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
21 | $1,546,000 |
$73,000 | $115,000 |
$32,000 | $63,000 |
| VA-guaranteed (Veterans Administration) |
10 | $1,256,000 |
$125,000 | $255,000 |
$49,000 | $81,000 |
|
| Application Approved But Not Accepted |
43 | $3,055,000 |
$71,000 | $335,000 |
$51,000 | $247,000 |
| Application Denied By Financial Institution |
192 | $14,426,000 |
$75,000 | $413,000 |
$54,000 | $254,000 |
| Application Withdrawn By Applicant |
64 | $6,354,000 |
$99,000 | $280,000 |
$64,000 | $317,000 |
| File Closed For Incompleteness |
17 | $2,136,000 |
$125,000 | $302,000 |
$71,000 | $150,000 |
| Loan Originated |
380 | $27,310,000 |
$71,000 | $400,000 |
$59,000 | $1,200,000 |
| Loan Purchased By The Institution |
77 | $8,626,000 |
$112,000 | $311,000 |
$43,000 | $127,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
17 | $2,120,000 |
$124,000 | $413,000 |
$65,000 | $254,000 |
| Credit Application Incomplete |
7 | $644,000 |
$92,000 | $168,000 |
$46,000 | $64,000 |
| Credit History |
53 | $3,154,000 |
$59,000 | $235,000 |
$51,000 | $180,000 |
| Debt-To-Income Ratio |
22 | $1,513,000 |
$68,000 | $290,000 |
$38,000 | $81,000 |
| Employment History |
1 | $56,000 |
$56,000 | $56,000 |
$24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $256,000 |
$128,000 | $198,000 |
$77,000 | $127,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $312,000 |
$104,000 | $180,000 |
$52,000 | $70,000 |
| Unverifiable Information |
4 | $308,000 |
$77,000 | $197,000 |
$76,000 | $144,000 |
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