|
| Location |
Pembina County ND
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 159 |
| Total Amount of All Mortgage Loans Applied For | $12,994,000 |
| Average Mortgage Loan Amount Applied For | $81,000 |
| Highest Mortgage Loan Amount Applied For | $475,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $691,000 |
|
|
|
| Home Improvement |
28 | $976,000 |
$34,000 | $151,000 |
$57,000 | $161,000 |
| Home Purchase |
43 | $3,919,000 |
$91,000 | $475,000 |
$66,000 | $375,000 |
| Refinancing |
88 | $8,099,000 |
$92,000 | $287,000 |
$77,000 | $691,000 |
|
| American Indian or Alaskan Native |
3 | $559,000 |
$186,000 | $475,000 |
$146,000 | $375,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $107,000 |
$53,000 | $87,000 |
$39,000 | $43,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $564,000 |
$94,000 | $163,000 |
$9,000 | $57,000 |
| Not Provided |
17 | $1,463,000 |
$86,000 | $182,000 |
$62,000 | $126,000 |
| White |
131 | $10,301,000 |
$78,000 | $287,000 |
$73,000 | $691,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
98 | $7,123,000 |
$72,000 | $475,000 |
$75,000 | $691,000 |
| FHA-insured (Federal Housing Administration) |
44 | $4,240,000 |
$96,000 | $196,000 |
$72,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
4 | $282,000 |
$70,000 | $95,000 |
$26,000 | $37,000 |
| VA-guaranteed (Veterans Administration) |
13 | $1,349,000 |
$103,000 | $163,000 |
$44,000 | $144,000 |
|
| Application Approved But Not Accepted |
3 | $482,000 |
$160,000 | $287,000 |
$87,000 | $143,000 |
| Application Denied By Financial Institution |
31 | $2,480,000 |
$80,000 | $196,000 |
$61,000 | $150,000 |
| Application Withdrawn By Applicant |
20 | $2,277,000 |
$113,000 | $475,000 |
$100,000 | $375,000 |
| File Closed For Incompleteness |
3 | $360,000 |
$120,000 | $163,000 |
$90,000 | $144,000 |
| Loan Originated |
92 | $6,460,000 |
$70,000 | $250,000 |
$70,000 | $691,000 |
| Loan Purchased By The Institution |
10 | $935,000 |
$93,000 | $163,000 |
$31,000 | $75,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
14 | $1,122,000 |
$80,000 | $151,000 |
$68,000 | $150,000 |
| Credit Application Incomplete |
1 | $196,000 |
$196,000 | $196,000 |
$115,000 | $115,000 |
| Credit History |
3 | $265,000 |
$88,000 | $185,000 |
$67,000 | $120,000 |
| Debt-To-Income Ratio |
2 | $165,000 |
$82,000 | $119,000 |
$27,000 | $54,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $73,000 |
$36,000 | $47,000 |
$63,000 | $65,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|