|
| Location |
Pemiscot County MO
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 429 |
| Total Amount of All Mortgage Loans Applied For | $34,648,000 |
| Average Mortgage Loan Amount Applied For | $80,000 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $730,000 |
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| Home Improvement |
60 | $2,996,000 |
$49,000 | $176,000 |
$69,000 | $192,000 |
| Home Purchase |
127 | $8,960,000 |
$70,000 | $240,000 |
$54,000 | $660,000 |
| Refinancing |
242 | $22,692,000 |
$93,000 | $300,000 |
$68,000 | $730,000 |
|
| American Indian or Alaskan Native |
1 | $64,000 |
$64,000 | $64,000 |
$36,000 | $36,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
49 | $2,477,000 |
$50,000 | $170,000 |
$48,000 | $148,000 |
| Hispanic |
3 | $103,000 |
$34,000 | $47,000 |
$23,000 | $50,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $116,000 |
$116,000 | $116,000 |
$85,000 | $85,000 |
| Not applicable |
24 | $1,929,000 |
$80,000 | $275,000 |
$22,000 | $101,000 |
| Not Provided |
39 | $2,747,000 |
$70,000 | $160,000 |
$59,000 | $300,000 |
| White |
312 | $27,212,000 |
$87,000 | $300,000 |
$70,000 | $730,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
326 | $24,913,000 |
$76,000 | $300,000 |
$68,000 | $730,000 |
| FHA-insured (Federal Housing Administration) |
77 | $8,030,000 |
$104,000 | $276,000 |
$59,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
17 | $975,000 |
$57,000 | $104,000 |
$20,000 | $62,000 |
| VA-guaranteed (Veterans Administration) |
9 | $730,000 |
$81,000 | $152,000 |
$40,000 | $79,000 |
|
| Application Approved But Not Accepted |
48 | $4,132,000 |
$86,000 | $300,000 |
$66,000 | $140,000 |
| Application Denied By Financial Institution |
155 | $11,083,000 |
$71,000 | $280,000 |
$58,000 | $300,000 |
| Application Withdrawn By Applicant |
31 | $2,748,000 |
$88,000 | $279,000 |
$82,000 | $660,000 |
| File Closed For Incompleteness |
16 | $1,319,000 |
$82,000 | $193,000 |
$75,000 | $400,000 |
| Loan Originated |
135 | $11,626,000 |
$86,000 | $275,000 |
$72,000 | $730,000 |
| Loan Purchased By The Institution |
44 | $3,740,000 |
$85,000 | $275,000 |
$38,000 | $107,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
26 | $2,399,000 |
$92,000 | $280,000 |
$68,000 | $148,000 |
| Credit Application Incomplete |
5 | $551,000 |
$110,000 | $275,000 |
$48,000 | $101,000 |
| Credit History |
29 | $1,336,000 |
$46,000 | $180,000 |
$61,000 | $300,000 |
| Debt-To-Income Ratio |
4 | $680,000 |
$170,000 | $260,000 |
$61,000 | $98,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $55,000 |
$55,000 | $55,000 |
$48,000 | $48,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
9 | $600,000 |
$66,000 | $145,000 |
$47,000 | $88,000 |
| Unverifiable Information |
4 | $285,000 |
$71,000 | $92,000 |
$67,000 | $168,000 |
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