|
| Location |
Pepin County WI
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 381 |
| Total Amount of All Mortgage Loans Applied For | $47,157,000 |
| Average Mortgage Loan Amount Applied For | $123,000 |
| Highest Mortgage Loan Amount Applied For | $1,002,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $2,113,000 |
|
|
|
| Home Improvement |
22 | $1,892,000 |
$86,000 | $384,000 |
$64,000 | $180,000 |
| Home Purchase |
85 | $10,071,000 |
$118,000 | $479,000 |
$67,000 | $529,000 |
| Refinancing |
274 | $35,194,000 |
$128,000 | $1,002,000 |
$70,000 | $2,113,000 |
|
| American Indian or Alaskan Native |
4 | $790,000 |
$197,000 | $396,000 |
$195,000 | $349,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $196,000 |
$196,000 | $196,000 |
$92,000 | $92,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $892,000 |
$99,000 | $153,000 |
$17,000 | $77,000 |
| Not Provided |
40 | $4,670,000 |
$116,000 | $479,000 |
$71,000 | $529,000 |
| White |
327 | $40,609,000 |
$124,000 | $1,002,000 |
$69,000 | $2,113,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
317 | $38,657,000 |
$121,000 | $1,002,000 |
$70,000 | $2,113,000 |
| FHA-insured (Federal Housing Administration) |
55 | $7,552,000 |
$137,000 | $275,000 |
$67,000 | $624,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
5 | $392,000 |
$78,000 | $129,000 |
$31,000 | $43,000 |
| VA-guaranteed (Veterans Administration) |
4 | $556,000 |
$139,000 | $239,000 |
$35,000 | $53,000 |
|
| Application Approved But Not Accepted |
38 | $4,476,000 |
$117,000 | $400,000 |
$56,000 | $175,000 |
| Application Denied By Financial Institution |
100 | $12,315,000 |
$123,000 | $384,000 |
$53,000 | $227,000 |
| Application Withdrawn By Applicant |
39 | $6,219,000 |
$159,000 | $479,000 |
$87,000 | $529,000 |
| File Closed For Incompleteness |
9 | $1,410,000 |
$156,000 | $300,000 |
$118,000 | $624,000 |
| Loan Originated |
170 | $19,636,000 |
$115,000 | $1,002,000 |
$78,000 | $2,113,000 |
| Loan Purchased By The Institution |
25 | $3,101,000 |
$124,000 | $251,000 |
$44,000 | $118,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
16 | $2,307,000 |
$144,000 | $384,000 |
$65,000 | $227,000 |
| Credit Application Incomplete |
3 | $391,000 |
$130,000 | $167,000 |
$84,000 | $122,000 |
| Credit History |
14 | $2,038,000 |
$145,000 | $344,000 |
$65,000 | $138,000 |
| Debt-To-Income Ratio |
16 | $2,053,000 |
$128,000 | $234,000 |
$45,000 | $111,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $487,000 |
$121,000 | $184,000 |
$53,000 | $105,000 |
| Unverifiable Information |
1 | $148,000 |
$148,000 | $148,000 |
$0 | $0 |
|
|