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| Location |
Pierce County NE
• Apply Here |
| Year | 2004 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 377 |
| Total Amount of All Mortgage Loans Applied For | $29,045,000 |
| Average Mortgage Loan Amount Applied For | $77,000 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $47,000 |
| Highest Applicant Income | $584,000 |
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|
| Home Improvement |
22 | $641,000 |
$29,000 | $89,000 |
$51,000 | $99,000 |
| Home Purchase |
103 | $7,631,000 |
$74,000 | $264,000 |
$44,000 | $402,000 |
| Refinancing |
252 | $20,773,000 |
$82,000 | $1,200,000 |
$48,000 | $584,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
7 | $374,000 |
$53,000 | $93,000 |
$41,000 | $69,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $488,000 |
$488,000 | $488,000 |
$316,000 | $316,000 |
| Not applicable |
49 | $4,316,000 |
$88,000 | $264,000 |
$5,000 | $57,000 |
| Not Provided |
45 | $3,816,000 |
$84,000 | $500,000 |
$46,000 | $84,000 |
| White |
275 | $20,051,000 |
$72,000 | $1,200,000 |
$51,000 | $584,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
345 | $26,731,000 |
$77,000 | $1,200,000 |
$49,000 | $584,000 |
| FHA-insured (Federal Housing Administration) |
12 | $894,000 |
$74,000 | $156,000 |
$38,000 | $62,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
13 | $813,000 |
$62,000 | $85,000 |
$34,000 | $52,000 |
| VA-guaranteed (Veterans Administration) |
7 | $607,000 |
$86,000 | $128,000 |
$14,000 | $41,000 |
|
| Application Approved But Not Accepted |
27 | $1,627,000 |
$60,000 | $163,000 |
$41,000 | $85,000 |
| Application Denied By Financial Institution |
104 | $6,427,000 |
$61,000 | $180,000 |
$50,000 | $420,000 |
| Application Withdrawn By Applicant |
30 | $2,357,000 |
$78,000 | $500,000 |
$48,000 | $110,000 |
| File Closed For Incompleteness |
16 | $1,218,000 |
$76,000 | $125,000 |
$49,000 | $584,000 |
| Loan Originated |
123 | $10,406,000 |
$84,000 | $1,200,000 |
$54,000 | $316,000 |
| Loan Purchased By The Institution |
77 | $7,010,000 |
$91,000 | $334,000 |
$28,000 | $118,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
15 | $1,020,000 |
$68,000 | $130,000 |
$48,000 | $77,000 |
| Credit Application Incomplete |
4 | $338,000 |
$84,000 | $121,000 |
$44,000 | $67,000 |
| Credit History |
23 | $917,000 |
$39,000 | $128,000 |
$57,000 | $402,000 |
| Debt-To-Income Ratio |
7 | $348,000 |
$49,000 | $156,000 |
$35,000 | $62,000 |
| Employment History |
2 | $83,000 |
$41,000 | $44,000 |
$36,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $364,000 |
$60,000 | $140,000 |
$66,000 | $75,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
22 | $1,564,000 |
$71,000 | $134,000 |
$46,000 | $420,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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