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| Location |
Pinal County AZ
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 33,002 |
| Total Amount of All Mortgage Loans Applied For | $5,249,977,000 |
| Average Mortgage Loan Amount Applied For | $159,000 |
| Highest Mortgage Loan Amount Applied For | $3,200,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $7,646,000 |
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| Home Improvement |
1,685 | $111,113,000 |
$65,000 | $1,300,000 |
$76,000 | $1,301,000 |
| Home Purchase |
19,558 | $3,009,518,000 |
$153,000 | $3,200,000 |
$67,000 | $7,646,000 |
| Refinancing |
11,759 | $2,129,346,000 |
$181,000 | $3,100,000 |
$72,000 | $5,063,000 |
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| American Indian or Alaskan Native |
249 | $36,977,000 |
$148,000 | $465,000 |
$66,000 | $290,000 |
| Asian |
543 | $89,732,000 |
$165,000 | $540,000 |
$79,000 | $549,000 |
| Black or African American |
1,106 | $186,710,000 |
$168,000 | $758,000 |
$65,000 | $720,000 |
| Hispanic |
4,888 | $700,829,000 |
$143,000 | $690,000 |
$60,000 | $696,000 |
| Native Hawaiin or Other Pacific Islander |
139 | $23,648,000 |
$170,000 | $417,000 |
$63,000 | $500,000 |
| Not applicable |
2,740 | $424,829,000 |
$155,000 | $3,200,000 |
$19,000 | $1,227,000 |
| Not Provided |
4,035 | $674,419,000 |
$167,000 | $2,000,000 |
$75,000 | $5,063,000 |
| White |
19,302 | $3,112,833,000 |
$161,000 | $2,000,000 |
$77,000 | $7,646,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
18,754 | $2,970,792,000 |
$158,000 | $3,200,000 |
$81,000 | $7,646,000 |
| FHA-insured (Federal Housing Administration) |
11,936 | $1,907,773,000 |
$159,000 | $387,000 |
$54,000 | $1,356,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
747 | $99,088,000 |
$132,000 | $382,000 |
$32,000 | $83,000 |
| VA-guaranteed (Veterans Administration) |
1,565 | $272,324,000 |
$174,000 | $417,000 |
$50,000 | $237,000 |
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| Application Approved But Not Accepted |
1,933 | $303,701,000 |
$157,000 | $1,400,000 |
$85,000 | $4,022,000 |
| Application Denied By Financial Institution |
8,083 | $1,293,731,000 |
$160,000 | $2,000,000 |
$72,000 | $1,514,000 |
| Application Withdrawn By Applicant |
2,617 | $448,369,000 |
$171,000 | $3,200,000 |
$80,000 | $5,063,000 |
| File Closed For Incompleteness |
707 | $119,024,000 |
$168,000 | $825,000 |
$87,000 | $2,625,000 |
| Loan Originated |
12,180 | $1,890,197,000 |
$155,000 | $3,100,000 |
$74,000 | $7,646,000 |
| Loan Purchased By The Institution |
7,477 | $1,194,077,000 |
$159,000 | $1,690,000 |
$47,000 | $2,207,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
5 | $878,000 |
$175,000 | $288,000 |
$64,000 | $99,000 |
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| Collateral |
1,552 | $282,892,000 |
$182,000 | $2,000,000 |
$88,000 | $1,514,000 |
| Credit Application Incomplete |
379 | $66,596,000 |
$175,000 | $1,330,000 |
$80,000 | $984,000 |
| Credit History |
989 | $111,830,000 |
$113,000 | $1,819,000 |
$69,000 | $1,320,000 |
| Debt-To-Income Ratio |
843 | $139,463,000 |
$165,000 | $1,418,000 |
$59,000 | $540,000 |
| Employment History |
73 | $12,460,000 |
$170,000 | $1,240,000 |
$65,000 | $468,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
129 | $19,964,000 |
$154,000 | $785,000 |
$65,000 | $280,000 |
| Mortgage Insurance Denied |
19 | $2,837,000 |
$149,000 | $290,000 |
$65,000 | $137,000 |
| Other |
499 | $78,839,000 |
$157,000 | $690,000 |
$98,000 | $1,020,000 |
| Unverifiable Information |
177 | $32,167,000 |
$181,000 | $1,000,000 |
$104,000 | $720,000 |
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