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| Location |
Pinal County AZ
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 61,443 |
| Total Amount of All Mortgage Loans Applied For | $10,654,290,000 |
| Average Mortgage Loan Amount Applied For | $173,000 |
| Highest Mortgage Loan Amount Applied For | $99,999,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
4,720 | $355,958,000 |
$75,000 | $1,800,000 |
$79,000 | $1,200,000 |
| Home Purchase |
30,469 | $5,343,460,000 |
$175,000 | $99,999,000 |
$76,000 | $9,999,000 |
| Refinancing |
26,254 | $4,954,872,000 |
$188,000 | $2,800,000 |
$87,000 | $9,999,000 |
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| American Indian or Alaskan Native |
412 | $61,270,000 |
$148,000 | $612,000 |
$65,000 | $260,000 |
| Asian |
1,315 | $247,362,000 |
$188,000 | $1,160,000 |
$118,000 | $9,999,000 |
| Black or African American |
2,092 | $369,924,000 |
$176,000 | $1,300,000 |
$81,000 | $1,596,000 |
| Hispanic |
9,524 | $1,453,618,000 |
$152,000 | $1,800,000 |
$65,000 | $2,400,000 |
| Native Hawaiin or Other Pacific Islander |
222 | $46,321,000 |
$208,000 | $1,500,000 |
$100,000 | $931,000 |
| Not applicable |
5,420 | $921,790,000 |
$170,000 | $9,410,000 |
$20,000 | $1,994,000 |
| Not Provided |
9,525 | $1,764,034,000 |
$185,000 | $99,999,000 |
$93,000 | $9,999,000 |
| White |
32,933 | $5,789,971,000 |
$175,000 | $2,800,000 |
$90,000 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
56,197 | $9,716,931,000 |
$172,000 | $99,999,000 |
$83,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
4,274 | $743,591,000 |
$173,000 | $311,000 |
$57,000 | $648,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
61 | $10,232,000 |
$167,000 | $233,000 |
$41,000 | $77,000 |
| VA-guaranteed (Veterans Administration) |
911 | $183,536,000 |
$201,000 | $396,000 |
$54,000 | $194,000 |
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| Application Approved But Not Accepted |
4,890 | $768,790,000 |
$157,000 | $1,676,000 |
$81,000 | $1,920,000 |
| Application Denied By Financial Institution |
14,481 | $2,575,602,000 |
$177,000 | $99,999,000 |
$86,000 | $9,999,000 |
| Application Withdrawn By Applicant |
5,967 | $1,072,551,000 |
$179,000 | $2,800,000 |
$83,000 | $2,100,000 |
| File Closed For Incompleteness |
1,485 | $314,917,000 |
$212,000 | $2,800,000 |
$199,000 | $9,999,000 |
| Loan Originated |
20,016 | $3,396,180,000 |
$169,000 | $9,410,000 |
$86,000 | $2,435,000 |
| Loan Purchased By The Institution |
14,599 | $2,525,548,000 |
$172,000 | $1,800,000 |
$56,000 | $1,176,000 |
| Preapproval Approved but not Accepted |
1 | $60,000 |
$60,000 | $60,000 |
$23,000 | $23,000 |
| Preapproval Denied by Financial Institution |
4 | $642,000 |
$160,000 | $252,000 |
$53,000 | $93,000 |
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| Collateral |
2,146 | $414,323,000 |
$193,000 | $2,800,000 |
$100,000 | $3,798,000 |
| Credit Application Incomplete |
898 | $177,767,000 |
$197,000 | $1,400,000 |
$98,000 | $1,018,000 |
| Credit History |
2,601 | $446,800,000 |
$171,000 | $99,999,000 |
$88,000 | $9,999,000 |
| Debt-To-Income Ratio |
1,566 | $261,950,000 |
$167,000 | $1,260,000 |
$63,000 | $1,296,000 |
| Employment History |
162 | $29,003,000 |
$179,000 | $975,000 |
$72,000 | $556,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
161 | $32,977,000 |
$204,000 | $1,367,000 |
$84,000 | $600,000 |
| Mortgage Insurance Denied |
6 | $1,011,000 |
$168,000 | $196,000 |
$90,000 | $243,000 |
| Other |
1,439 | $286,952,000 |
$199,000 | $1,500,000 |
$108,000 | $2,013,000 |
| Unverifiable Information |
363 | $73,702,000 |
$203,000 | $974,000 |
$106,000 | $720,000 |
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