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| Location |
Plymouth County IA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,022 |
| Total Amount of All Mortgage Loans Applied For | $114,996,000 |
| Average Mortgage Loan Amount Applied For | $112,000 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $672,000 |
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| Home Improvement |
109 | $5,917,000 |
$54,000 | $400,000 |
$62,000 | $240,000 |
| Home Purchase |
321 | $38,440,000 |
$119,000 | $680,000 |
$69,000 | $436,000 |
| Refinancing |
592 | $70,639,000 |
$119,000 | $1,000,000 |
$62,000 | $672,000 |
|
| American Indian or Alaskan Native |
1 | $150,000 |
$150,000 | $150,000 |
$81,000 | $81,000 |
| Asian |
3 | $322,000 |
$107,000 | $115,000 |
$59,000 | $73,000 |
| Black or African American |
4 | $340,000 |
$85,000 | $201,000 |
$66,000 | $109,000 |
| Hispanic |
19 | $1,771,000 |
$93,000 | $250,000 |
$62,000 | $165,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
26 | $4,101,000 |
$157,000 | $605,000 |
$50,000 | $192,000 |
| Not Provided |
49 | $5,748,000 |
$117,000 | $391,000 |
$60,000 | $130,000 |
| White |
920 | $102,564,000 |
$111,000 | $1,000,000 |
$65,000 | $672,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
835 | $93,249,000 |
$111,000 | $1,000,000 |
$66,000 | $672,000 |
| FHA-insured (Federal Housing Administration) |
148 | $17,159,000 |
$115,000 | $261,000 |
$58,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
29 | $3,189,000 |
$109,000 | $550,000 |
$41,000 | $117,000 |
| VA-guaranteed (Veterans Administration) |
10 | $1,399,000 |
$139,000 | $242,000 |
$81,000 | $159,000 |
|
| Application Approved But Not Accepted |
66 | $6,382,000 |
$96,000 | $425,000 |
$68,000 | $436,000 |
| Application Denied By Financial Institution |
218 | $23,385,000 |
$107,000 | $680,000 |
$56,000 | $186,000 |
| Application Withdrawn By Applicant |
89 | $10,829,000 |
$121,000 | $312,000 |
$74,000 | $672,000 |
| File Closed For Incompleteness |
12 | $1,356,000 |
$113,000 | $264,000 |
$55,000 | $108,000 |
| Loan Originated |
563 | $63,275,000 |
$112,000 | $1,000,000 |
$66,000 | $423,000 |
| Loan Purchased By The Institution |
74 | $9,769,000 |
$132,000 | $296,000 |
$64,000 | $240,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
28 | $3,523,000 |
$125,000 | $391,000 |
$58,000 | $130,000 |
| Credit Application Incomplete |
2 | $280,000 |
$140,000 | $190,000 |
$61,000 | $66,000 |
| Credit History |
34 | $3,393,000 |
$99,000 | $222,000 |
$54,000 | $120,000 |
| Debt-To-Income Ratio |
14 | $1,123,000 |
$80,000 | $176,000 |
$41,000 | $102,000 |
| Employment History |
1 | $100,000 |
$100,000 | $100,000 |
$74,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $85,000 |
$85,000 | $85,000 |
$50,000 | $50,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $383,000 |
$95,000 | $112,000 |
$81,000 | $105,000 |
| Unverifiable Information |
1 | $89,000 |
$89,000 | $89,000 |
$60,000 | $60,000 |
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