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| Location |
Plymouth County IA
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 989 |
| Total Amount of All Mortgage Loans Applied For | $124,520,000 |
| Average Mortgage Loan Amount Applied For | $125,000 |
| Highest Mortgage Loan Amount Applied For | $850,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
65 | $2,900,000 |
$44,000 | $256,000 |
$69,000 | $483,000 |
| Home Purchase |
267 | $32,283,000 |
$120,000 | $379,000 |
$60,000 | $1,100,000 |
| Refinancing |
657 | $89,337,000 |
$135,000 | $850,000 |
$74,000 | $1,200,000 |
|
| American Indian or Alaskan Native |
1 | $164,000 |
$164,000 | $164,000 |
$95,000 | $95,000 |
| Asian |
2 | $192,000 |
$96,000 | $103,000 |
$45,000 | $61,000 |
| Black or African American |
3 | $446,000 |
$148,000 | $236,000 |
$62,000 | $81,000 |
| Hispanic |
17 | $2,230,000 |
$131,000 | $400,000 |
$56,000 | $119,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
91 | $11,969,000 |
$131,000 | $336,000 |
$4,000 | $116,000 |
| Not Provided |
45 | $7,070,000 |
$157,000 | $417,000 |
$101,000 | $928,000 |
| White |
830 | $102,449,000 |
$123,000 | $850,000 |
$76,000 | $1,200,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
767 | $98,376,000 |
$128,000 | $850,000 |
$75,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
178 | $20,522,000 |
$115,000 | $276,000 |
$55,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
20 | $1,737,000 |
$86,000 | $145,000 |
$37,000 | $131,000 |
| VA-guaranteed (Veterans Administration) |
24 | $3,885,000 |
$161,000 | $256,000 |
$45,000 | $104,000 |
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| Application Approved But Not Accepted |
43 | $4,797,000 |
$111,000 | $417,000 |
$73,000 | $211,000 |
| Application Denied By Financial Institution |
126 | $14,673,000 |
$116,000 | $410,000 |
$59,000 | $274,000 |
| Application Withdrawn By Applicant |
100 | $13,054,000 |
$130,000 | $417,000 |
$76,000 | $1,200,000 |
| File Closed For Incompleteness |
17 | $2,144,000 |
$126,000 | $207,000 |
$70,000 | $144,000 |
| Loan Originated |
567 | $71,372,000 |
$125,000 | $850,000 |
$81,000 | $1,100,000 |
| Loan Purchased By The Institution |
136 | $18,480,000 |
$135,000 | $336,000 |
$27,000 | $204,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
23 | $3,667,000 |
$159,000 | $410,000 |
$80,000 | $274,000 |
| Credit Application Incomplete |
3 | $276,000 |
$92,000 | $120,000 |
$50,000 | $68,000 |
| Credit History |
25 | $2,354,000 |
$94,000 | $180,000 |
$54,000 | $152,000 |
| Debt-To-Income Ratio |
16 | $1,971,000 |
$123,000 | $325,000 |
$54,000 | $105,000 |
| Employment History |
4 | $203,000 |
$50,000 | $77,000 |
$30,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $240,000 |
$240,000 | $240,000 |
$67,000 | $67,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
9 | $799,000 |
$88,000 | $191,000 |
$45,000 | $68,000 |
| Unverifiable Information |
3 | $593,000 |
$197,000 | $400,000 |
$72,000 | $115,000 |
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