|
| Location |
Pocahontas County IA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 175 |
| Total Amount of All Mortgage Loans Applied For | $11,146,000 |
| Average Mortgage Loan Amount Applied For | $63,000 |
| Highest Mortgage Loan Amount Applied For | $200,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $248,000 |
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| Home Improvement |
31 | $1,143,000 |
$36,000 | $100,000 |
$39,000 | $104,000 |
| Home Purchase |
52 | $3,297,000 |
$63,000 | $149,000 |
$50,000 | $175,000 |
| Refinancing |
92 | $6,706,000 |
$72,000 | $200,000 |
$60,000 | $248,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $598,000 |
$119,000 | $165,000 |
$32,000 | $46,000 |
| Hispanic |
1 | $34,000 |
$34,000 | $34,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
2 | $108,000 |
$54,000 | $57,000 |
$82,000 | $82,000 |
| Not applicable |
7 | $730,000 |
$104,000 | $200,000 |
$41,000 | $239,000 |
| Not Provided |
15 | $644,000 |
$42,000 | $130,000 |
$38,000 | $117,000 |
| White |
145 | $9,032,000 |
$62,000 | $149,000 |
$56,000 | $248,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
130 | $8,044,000 |
$61,000 | $200,000 |
$57,000 | $248,000 |
| FHA-insured (Federal Housing Administration) |
34 | $2,386,000 |
$70,000 | $148,000 |
$44,000 | $94,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
9 | $609,000 |
$67,000 | $132,000 |
$29,000 | $65,000 |
| VA-guaranteed (Veterans Administration) |
2 | $107,000 |
$53,000 | $70,000 |
$75,000 | $96,000 |
|
| Application Approved But Not Accepted |
13 | $873,000 |
$67,000 | $148,000 |
$62,000 | $117,000 |
| Application Denied By Financial Institution |
56 | $3,126,000 |
$55,000 | $125,000 |
$49,000 | $175,000 |
| Application Withdrawn By Applicant |
17 | $1,121,000 |
$65,000 | $150,000 |
$38,000 | $140,000 |
| File Closed For Incompleteness |
4 | $352,000 |
$88,000 | $165,000 |
$35,000 | $46,000 |
| Loan Originated |
71 | $4,495,000 |
$63,000 | $149,000 |
$62,000 | $248,000 |
| Loan Purchased By The Institution |
14 | $1,179,000 |
$84,000 | $200,000 |
$39,000 | $239,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
12 | $934,000 |
$77,000 | $125,000 |
$68,000 | $175,000 |
| Credit Application Incomplete |
1 | $60,000 |
$60,000 | $60,000 |
$24,000 | $24,000 |
| Credit History |
11 | $379,000 |
$34,000 | $67,000 |
$42,000 | $76,000 |
| Debt-To-Income Ratio |
8 | $425,000 |
$53,000 | $120,000 |
$29,000 | $55,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $125,000 |
$125,000 | $125,000 |
$26,000 | $26,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $85,000 |
$85,000 | $85,000 |
$34,000 | $34,000 |
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