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| Location |
Polk County WI
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 3,915 |
| Total Amount of All Mortgage Loans Applied For | $566,764,000 |
| Average Mortgage Loan Amount Applied For | $144,000 |
| Highest Mortgage Loan Amount Applied For | $1,443,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $3,018,000 |
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| Home Improvement |
288 | $20,222,000 |
$70,000 | $413,000 |
$67,000 | $849,000 |
| Home Purchase |
1,010 | $150,873,000 |
$149,000 | $1,200,000 |
$83,000 | $1,469,000 |
| Refinancing |
2,617 | $395,669,000 |
$151,000 | $1,443,000 |
$72,000 | $3,018,000 |
|
| American Indian or Alaskan Native |
8 | $682,000 |
$85,000 | $167,000 |
$55,000 | $109,000 |
| Asian |
13 | $4,703,000 |
$361,000 | $1,200,000 |
$140,000 | $508,000 |
| Black or African American |
4 | $453,000 |
$113,000 | $180,000 |
$44,000 | $72,000 |
| Hispanic |
23 | $2,980,000 |
$129,000 | $288,000 |
$63,000 | $132,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $165,000 |
$82,000 | $144,000 |
$82,000 | $92,000 |
| Not applicable |
275 | $45,936,000 |
$167,000 | $1,443,000 |
$23,000 | $324,000 |
| Not Provided |
392 | $62,741,000 |
$160,000 | $1,440,000 |
$88,000 | $3,018,000 |
| White |
3,198 | $449,104,000 |
$140,000 | $1,295,000 |
$77,000 | $1,848,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,792 | $549,838,000 |
$144,000 | $1,443,000 |
$75,000 | $3,018,000 |
| FHA-insured (Federal Housing Administration) |
80 | $11,414,000 |
$142,000 | $203,000 |
$55,000 | $285,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
30 | $3,758,000 |
$125,000 | $219,000 |
$34,000 | $72,000 |
| VA-guaranteed (Veterans Administration) |
13 | $1,754,000 |
$134,000 | $193,000 |
$48,000 | $77,000 |
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| Application Approved But Not Accepted |
276 | $34,621,000 |
$125,000 | $703,000 |
$67,000 | $342,000 |
| Application Denied By Financial Institution |
771 | $114,662,000 |
$148,000 | $1,440,000 |
$71,000 | $1,080,000 |
| Application Withdrawn By Applicant |
406 | $62,477,000 |
$153,000 | $1,295,000 |
$77,000 | $1,848,000 |
| File Closed For Incompleteness |
89 | $15,802,000 |
$177,000 | $1,408,000 |
$81,000 | $533,000 |
| Loan Originated |
1,775 | $242,721,000 |
$136,000 | $1,443,000 |
$81,000 | $3,018,000 |
| Loan Purchased By The Institution |
595 | $95,986,000 |
$161,000 | $899,000 |
$58,000 | $1,200,000 |
| Preapproval Approved but not Accepted |
1 | $200,000 |
$200,000 | $200,000 |
$63,000 | $63,000 |
| Preapproval Denied by Financial Institution |
2 | $295,000 |
$147,000 | $177,000 |
$52,000 | $61,000 |
|
| Collateral |
130 | $19,907,000 |
$153,000 | $1,300,000 |
$80,000 | $585,000 |
| Credit Application Incomplete |
28 | $5,881,000 |
$210,000 | $1,000,000 |
$105,000 | $498,000 |
| Credit History |
148 | $19,380,000 |
$130,000 | $1,256,000 |
$66,000 | $1,080,000 |
| Debt-To-Income Ratio |
99 | $16,451,000 |
$166,000 | $505,000 |
$61,000 | $508,000 |
| Employment History |
4 | $612,000 |
$153,000 | $320,000 |
$34,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $412,000 |
$137,000 | $166,000 |
$47,000 | $88,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
76 | $11,854,000 |
$155,000 | $1,440,000 |
$101,000 | $705,000 |
| Unverifiable Information |
21 | $4,483,000 |
$213,000 | $480,000 |
$113,000 | $471,000 |
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