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| Location |
Polk County WI
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 2,888 |
| Total Amount of All Mortgage Loans Applied For | $434,787,000 |
| Average Mortgage Loan Amount Applied For | $150,000 |
| Highest Mortgage Loan Amount Applied For | $1,255,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $1,272,000 |
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| Home Improvement |
198 | $13,858,000 |
$69,000 | $775,000 |
$66,000 | $325,000 |
| Home Purchase |
616 | $90,444,000 |
$146,000 | $800,000 |
$80,000 | $1,161,000 |
| Refinancing |
2,074 | $330,485,000 |
$159,000 | $1,255,000 |
$73,000 | $1,272,000 |
|
| American Indian or Alaskan Native |
7 | $684,000 |
$97,000 | $222,000 |
$68,000 | $89,000 |
| Asian |
13 | $2,347,000 |
$180,000 | $289,000 |
$106,000 | $305,000 |
| Black or African American |
4 | $873,000 |
$218,000 | $290,000 |
$96,000 | $115,000 |
| Hispanic |
20 | $3,431,000 |
$171,000 | $608,000 |
$91,000 | $468,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $219,000 |
$73,000 | $114,000 |
$28,000 | $56,000 |
| Not applicable |
136 | $25,946,000 |
$190,000 | $1,255,000 |
$24,000 | $434,000 |
| Not Provided |
219 | $29,806,000 |
$136,000 | $800,000 |
$75,000 | $300,000 |
| White |
2,486 | $371,481,000 |
$149,000 | $1,000,000 |
$76,000 | $1,272,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,532 | $383,626,000 |
$151,000 | $1,255,000 |
$77,000 | $1,272,000 |
| FHA-insured (Federal Housing Administration) |
274 | $41,628,000 |
$151,000 | $275,000 |
$54,000 | $217,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
67 | $7,416,000 |
$110,000 | $187,000 |
$35,000 | $72,000 |
| VA-guaranteed (Veterans Administration) |
15 | $2,117,000 |
$141,000 | $299,000 |
$29,000 | $104,000 |
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| Application Approved But Not Accepted |
179 | $27,386,000 |
$152,000 | $465,000 |
$95,000 | $1,161,000 |
| Application Denied By Financial Institution |
582 | $87,309,000 |
$150,000 | $800,000 |
$64,000 | $416,000 |
| Application Withdrawn By Applicant |
245 | $38,209,000 |
$155,000 | $700,000 |
$65,000 | $225,000 |
| File Closed For Incompleteness |
60 | $9,120,000 |
$152,000 | $383,000 |
$93,000 | $1,272,000 |
| Loan Originated |
1,587 | $230,389,000 |
$145,000 | $1,255,000 |
$79,000 | $816,000 |
| Loan Purchased By The Institution |
235 | $42,374,000 |
$180,000 | $788,000 |
$52,000 | $434,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
137 | $22,344,000 |
$163,000 | $775,000 |
$76,000 | $416,000 |
| Credit Application Incomplete |
20 | $2,960,000 |
$148,000 | $408,000 |
$69,000 | $183,000 |
| Credit History |
87 | $10,403,000 |
$119,000 | $375,000 |
$62,000 | $390,000 |
| Debt-To-Income Ratio |
86 | $14,610,000 |
$169,000 | $800,000 |
$51,000 | $291,000 |
| Employment History |
4 | $572,000 |
$143,000 | $232,000 |
$71,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $415,000 |
$138,000 | $144,000 |
$43,000 | $60,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
34 | $4,170,000 |
$122,000 | $320,000 |
$77,000 | $211,000 |
| Unverifiable Information |
7 | $909,000 |
$129,000 | $174,000 |
$72,000 | $192,000 |
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