|
| Location |
Power County ID
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 370 |
| Total Amount of All Mortgage Loans Applied For | $46,159,000 |
| Average Mortgage Loan Amount Applied For | $124,000 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $352,000 |
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|
|
| Home Improvement |
11 | $370,000 |
$33,000 | $100,000 |
$54,000 | $131,000 |
| Home Purchase |
124 | $16,581,000 |
$133,000 | $417,000 |
$60,000 | $352,000 |
| Refinancing |
235 | $29,208,000 |
$124,000 | $405,000 |
$58,000 | $330,000 |
|
| American Indian or Alaskan Native |
1 | $102,000 |
$102,000 | $102,000 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $204,000 |
$102,000 | $124,000 |
$26,000 | $53,000 |
| Hispanic |
51 | $5,151,000 |
$101,000 | $237,000 |
$39,000 | $84,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
20 | $2,508,000 |
$125,000 | $260,000 |
$5,000 | $112,000 |
| Not Provided |
40 | $4,852,000 |
$121,000 | $276,000 |
$60,000 | $230,000 |
| White |
256 | $33,342,000 |
$130,000 | $417,000 |
$67,000 | $352,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
216 | $26,957,000 |
$124,000 | $417,000 |
$70,000 | $352,000 |
| FHA-insured (Federal Housing Administration) |
126 | $15,931,000 |
$126,000 | $276,000 |
$43,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
24 | $2,756,000 |
$114,000 | $161,000 |
$40,000 | $58,000 |
| VA-guaranteed (Veterans Administration) |
4 | $515,000 |
$128,000 | $165,000 |
$33,000 | $56,000 |
|
| Application Approved But Not Accepted |
26 | $3,182,000 |
$122,000 | $276,000 |
$55,000 | $138,000 |
| Application Denied By Financial Institution |
81 | $9,069,000 |
$111,000 | $285,000 |
$53,000 | $132,000 |
| Application Withdrawn By Applicant |
35 | $4,370,000 |
$124,000 | $300,000 |
$55,000 | $239,000 |
| File Closed For Incompleteness |
6 | $816,000 |
$136,000 | $276,000 |
$67,000 | $130,000 |
| Loan Originated |
147 | $18,928,000 |
$128,000 | $417,000 |
$71,000 | $352,000 |
| Loan Purchased By The Institution |
75 | $9,794,000 |
$130,000 | $277,000 |
$42,000 | $162,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
16 | $1,866,000 |
$116,000 | $285,000 |
$74,000 | $131,000 |
| Credit Application Incomplete |
3 | $571,000 |
$190,000 | $208,000 |
$94,000 | $132,000 |
| Credit History |
18 | $1,531,000 |
$85,000 | $165,000 |
$37,000 | $79,000 |
| Debt-To-Income Ratio |
13 | $1,460,000 |
$112,000 | $198,000 |
$43,000 | $77,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $199,000 |
$199,000 | $199,000 |
$83,000 | $83,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $443,000 |
$110,000 | $153,000 |
$65,000 | $125,000 |
| Unverifiable Information |
2 | $97,000 |
$48,000 | $77,000 |
$35,000 | $40,000 |
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