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| Location |
Prowers County CO
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 409 |
| Total Amount of All Mortgage Loans Applied For | $31,601,000 |
| Average Mortgage Loan Amount Applied For | $77,000 |
| Highest Mortgage Loan Amount Applied For | $850,000 |
| Average Applicant Income | $51,000 |
| Highest Applicant Income | $543,000 |
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| Home Improvement |
37 | $1,541,000 |
$41,000 | $500,000 |
$45,000 | $160,000 |
| Home Purchase |
170 | $12,931,000 |
$76,000 | $271,000 |
$52,000 | $543,000 |
| Refinancing |
202 | $17,129,000 |
$84,000 | $850,000 |
$51,000 | $213,000 |
|
| American Indian or Alaskan Native |
3 | $166,000 |
$55,000 | $110,000 |
$51,000 | $71,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $171,000 |
$171,000 | $171,000 |
$44,000 | $44,000 |
| Hispanic |
82 | $4,309,000 |
$52,000 | $169,000 |
$40,000 | $213,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $49,000 |
$49,000 | $49,000 |
$41,000 | $41,000 |
| Not applicable |
15 | $2,036,000 |
$135,000 | $850,000 |
$19,000 | $121,000 |
| Not Provided |
25 | $2,482,000 |
$99,000 | $271,000 |
$54,000 | $128,000 |
| White |
282 | $22,388,000 |
$79,000 | $500,000 |
$56,000 | $543,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
313 | $22,513,000 |
$71,000 | $850,000 |
$54,000 | $543,000 |
| FHA-insured (Federal Housing Administration) |
61 | $6,974,000 |
$114,000 | $231,000 |
$47,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
31 | $1,827,000 |
$58,000 | $122,000 |
$33,000 | $65,000 |
| VA-guaranteed (Veterans Administration) |
4 | $287,000 |
$71,000 | $94,000 |
$21,000 | $42,000 |
|
| Application Approved But Not Accepted |
18 | $1,756,000 |
$97,000 | $850,000 |
$42,000 | $112,000 |
| Application Denied By Financial Institution |
101 | $8,643,000 |
$85,000 | $500,000 |
$52,000 | $543,000 |
| Application Withdrawn By Applicant |
28 | $2,440,000 |
$87,000 | $231,000 |
$49,000 | $150,000 |
| File Closed For Incompleteness |
4 | $331,000 |
$82,000 | $128,000 |
$73,000 | $92,000 |
| Loan Originated |
224 | $14,926,000 |
$66,000 | $271,000 |
$54,000 | $213,000 |
| Loan Purchased By The Institution |
34 | $3,505,000 |
$103,000 | $205,000 |
$31,000 | $136,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
12 | $1,532,000 |
$127,000 | $250,000 |
$112,000 | $543,000 |
| Credit Application Incomplete |
4 | $308,000 |
$77,000 | $104,000 |
$31,000 | $53,000 |
| Credit History |
24 | $1,128,000 |
$47,000 | $113,000 |
$39,000 | $84,000 |
| Debt-To-Income Ratio |
10 | $1,525,000 |
$152,000 | $500,000 |
$29,000 | $53,000 |
| Employment History |
1 | $20,000 |
$20,000 | $20,000 |
$89,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $84,000 |
$42,000 | $54,000 |
$78,000 | $83,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $310,000 |
$77,000 | $105,000 |
$63,000 | $106,000 |
| Unverifiable Information |
1 | $64,000 |
$64,000 | $64,000 |
$90,000 | $90,000 |
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