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| Location |
Pulaski County AR
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 22,123 |
| Total Amount of All Mortgage Loans Applied For | $3,097,879,000 |
| Average Mortgage Loan Amount Applied For | $140,000 |
| Highest Mortgage Loan Amount Applied For | $8,615,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $9,126,000 |
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| Home Improvement |
2,062 | $91,510,000 |
$44,000 | $7,178,000 |
$73,000 | $2,418,000 |
| Home Purchase |
10,011 | $1,502,868,000 |
$150,000 | $8,615,000 |
$70,000 | $2,500,000 |
| Refinancing |
10,050 | $1,503,501,000 |
$149,000 | $4,096,000 |
$82,000 | $9,126,000 |
|
| American Indian or Alaskan Native |
60 | $9,633,000 |
$160,000 | $3,300,000 |
$79,000 | $602,000 |
| Asian |
311 | $56,546,000 |
$181,000 | $896,000 |
$109,000 | $1,072,000 |
| Black or African American |
4,294 | $462,444,000 |
$107,000 | $1,205,000 |
$56,000 | $1,950,000 |
| Hispanic |
410 | $45,961,000 |
$112,000 | $470,000 |
$63,000 | $540,000 |
| Native Hawaiin or Other Pacific Islander |
35 | $5,075,000 |
$145,000 | $417,000 |
$73,000 | $195,000 |
| Not applicable |
2,689 | $465,457,000 |
$173,000 | $8,615,000 |
$38,000 | $2,418,000 |
| Not Provided |
2,116 | $254,103,000 |
$120,000 | $1,242,000 |
$78,000 | $9,126,000 |
| White |
12,208 | $1,798,660,000 |
$147,000 | $2,500,000 |
$90,000 | $3,841,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
14,443 | $2,087,110,000 |
$144,000 | $7,178,000 |
$88,000 | $9,126,000 |
| FHA-insured (Federal Housing Administration) |
6,483 | $827,571,000 |
$127,000 | $8,615,000 |
$52,000 | $1,065,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
48 | $5,174,000 |
$107,000 | $207,000 |
$35,000 | $75,000 |
| VA-guaranteed (Veterans Administration) |
1,149 | $178,024,000 |
$154,000 | $469,000 |
$48,000 | $232,000 |
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| Application Approved But Not Accepted |
822 | $96,439,000 |
$117,000 | $1,040,000 |
$80,000 | $958,000 |
| Application Denied By Financial Institution |
3,868 | $421,311,000 |
$108,000 | $2,500,000 |
$64,000 | $1,950,000 |
| Application Withdrawn By Applicant |
1,671 | $243,166,000 |
$145,000 | $1,644,000 |
$81,000 | $2,076,000 |
| File Closed For Incompleteness |
580 | $80,624,000 |
$139,000 | $900,000 |
$85,000 | $1,229,000 |
| Loan Originated |
10,006 | $1,440,651,000 |
$143,000 | $7,178,000 |
$85,000 | $9,126,000 |
| Loan Purchased By The Institution |
5,176 | $815,688,000 |
$157,000 | $8,615,000 |
$64,000 | $1,044,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
561 | $72,849,000 |
$129,000 | $1,200,000 |
$81,000 | $688,000 |
| Credit Application Incomplete |
196 | $24,776,000 |
$126,000 | $540,000 |
$75,000 | $494,000 |
| Credit History |
1,173 | $90,965,000 |
$77,000 | $2,500,000 |
$57,000 | $1,272,000 |
| Debt-To-Income Ratio |
418 | $49,328,000 |
$118,000 | $825,000 |
$51,000 | $900,000 |
| Employment History |
27 | $3,016,000 |
$111,000 | $417,000 |
$46,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
61 | $7,135,000 |
$116,000 | $496,000 |
$70,000 | $371,000 |
| Mortgage Insurance Denied |
5 | $652,000 |
$130,000 | $203,000 |
$44,000 | $69,000 |
| Other |
223 | $27,136,000 |
$121,000 | $1,680,000 |
$82,000 | $1,072,000 |
| Unverifiable Information |
67 | $11,732,000 |
$175,000 | $1,769,000 |
$86,000 | $537,000 |
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