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| Location |
Pulaski County AR
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 23,619 |
| Total Amount of All Mortgage Loans Applied For | $3,825,142,000 |
| Average Mortgage Loan Amount Applied For | $161,000 |
| Highest Mortgage Loan Amount Applied For | $28,000,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
1,142 | $63,608,000 |
$55,000 | $3,830,000 |
$74,000 | $1,800,000 |
| Home Purchase |
8,611 | $1,402,324,000 |
$162,000 | $28,000,000 |
$71,000 | $9,999,000 |
| Refinancing |
13,866 | $2,359,210,000 |
$170,000 | $17,000,000 |
$88,000 | $7,679,000 |
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| American Indian or Alaskan Native |
84 | $10,448,000 |
$124,000 | $350,000 |
$68,000 | $213,000 |
| Asian |
465 | $92,848,000 |
$199,000 | $909,000 |
$115,000 | $600,000 |
| Black or African American |
3,547 | $419,564,000 |
$118,000 | $1,327,000 |
$56,000 | $1,800,000 |
| Hispanic |
394 | $50,133,000 |
$127,000 | $543,000 |
$65,000 | $560,000 |
| Native Hawaiin or Other Pacific Islander |
35 | $5,631,000 |
$160,000 | $417,000 |
$205,000 | $965,000 |
| Not applicable |
2,641 | $572,666,000 |
$216,000 | $28,000,000 |
$5,000 | $965,000 |
| Not Provided |
1,826 | $262,508,000 |
$143,000 | $2,303,000 |
$73,000 | $1,700,000 |
| White |
14,627 | $2,411,344,000 |
$164,000 | $2,700,000 |
$101,000 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
14,624 | $2,537,980,000 |
$173,000 | $28,000,000 |
$100,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
6,919 | $944,324,000 |
$136,000 | $23,520,000 |
$50,000 | $1,240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
203 | $27,082,000 |
$133,000 | $807,000 |
$46,000 | $565,000 |
| VA-guaranteed (Veterans Administration) |
1,873 | $315,756,000 |
$168,000 | $598,000 |
$46,000 | $403,000 |
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| Application Approved But Not Accepted |
733 | $133,314,000 |
$181,000 | $19,500,000 |
$84,000 | $2,826,000 |
| Application Denied By Financial Institution |
3,301 | $451,168,000 |
$136,000 | $23,520,000 |
$75,000 | $9,999,000 |
| Application Withdrawn By Applicant |
1,956 | $299,954,000 |
$153,000 | $2,000,000 |
$81,000 | $5,447,000 |
| File Closed For Incompleteness |
546 | $91,844,000 |
$168,000 | $1,286,000 |
$81,000 | $790,000 |
| Loan Originated |
10,753 | $1,793,025,000 |
$166,000 | $28,000,000 |
$98,000 | $7,679,000 |
| Loan Purchased By The Institution |
6,329 | $1,055,690,000 |
$166,000 | $6,000,000 |
$55,000 | $967,000 |
| Preapproval Approved but not Accepted |
1 | $147,000 |
$147,000 | $147,000 |
$40,000 | $40,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
413 | $61,288,000 |
$148,000 | $900,000 |
$97,000 | $1,152,000 |
| Credit Application Incomplete |
181 | $28,683,000 |
$158,000 | $1,327,000 |
$91,000 | $1,800,000 |
| Credit History |
758 | $72,440,000 |
$95,000 | $2,303,000 |
$66,000 | $1,700,000 |
| Debt-To-Income Ratio |
396 | $58,127,000 |
$146,000 | $1,064,000 |
$61,000 | $878,000 |
| Employment History |
16 | $3,077,000 |
$192,000 | $711,000 |
$86,000 | $283,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
58 | $6,722,000 |
$115,000 | $1,046,000 |
$75,000 | $835,000 |
| Mortgage Insurance Denied |
2 | $538,000 |
$269,000 | $286,000 |
$146,000 | $176,000 |
| Other |
315 | $74,170,000 |
$235,000 | $23,520,000 |
$92,000 | $1,800,000 |
| Unverifiable Information |
82 | $15,360,000 |
$187,000 | $1,146,000 |
$110,000 | $1,085,000 |
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