|
| Location |
Putnam County IN
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 2,150 |
| Total Amount of All Mortgage Loans Applied For | $240,059,000 |
| Average Mortgage Loan Amount Applied For | $111,000 |
| Highest Mortgage Loan Amount Applied For | $1,100,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $934,000 |
|
|
|
| Home Improvement |
212 | $9,553,000 |
$45,000 | $360,000 |
$65,000 | $350,000 |
| Home Purchase |
623 | $68,962,000 |
$110,000 | $415,000 |
$70,000 | $868,000 |
| Refinancing |
1,315 | $161,544,000 |
$122,000 | $1,100,000 |
$62,000 | $934,000 |
|
| American Indian or Alaskan Native |
7 | $1,513,000 |
$216,000 | $756,000 |
$134,000 | $400,000 |
| Asian |
7 | $811,000 |
$115,000 | $180,000 |
$65,000 | $157,000 |
| Black or African American |
7 | $698,000 |
$99,000 | $202,000 |
$43,000 | $81,000 |
| Hispanic |
19 | $2,052,000 |
$108,000 | $315,000 |
$96,000 | $450,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
150 | $18,698,000 |
$124,000 | $1,100,000 |
$15,000 | $288,000 |
| Not Provided |
182 | $18,811,000 |
$103,000 | $300,000 |
$66,000 | $395,000 |
| White |
1,778 | $197,476,000 |
$111,000 | $457,000 |
$68,000 | $934,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,514 | $165,727,000 |
$109,000 | $1,100,000 |
$72,000 | $934,000 |
| FHA-insured (Federal Housing Administration) |
566 | $66,967,000 |
$118,000 | $356,000 |
$48,000 | $239,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
49 | $4,430,000 |
$90,000 | $175,000 |
$39,000 | $70,000 |
| VA-guaranteed (Veterans Administration) |
21 | $2,935,000 |
$139,000 | $250,000 |
$31,000 | $81,000 |
|
| Application Approved But Not Accepted |
122 | $12,125,000 |
$99,000 | $390,000 |
$67,000 | $395,000 |
| Application Denied By Financial Institution |
583 | $63,045,000 |
$108,000 | $756,000 |
$62,000 | $934,000 |
| Application Withdrawn By Applicant |
198 | $23,322,000 |
$117,000 | $328,000 |
$69,000 | $854,000 |
| File Closed For Incompleteness |
57 | $6,758,000 |
$118,000 | $242,000 |
$67,000 | $196,000 |
| Loan Originated |
919 | $101,451,000 |
$110,000 | $1,100,000 |
$73,000 | $855,000 |
| Loan Purchased By The Institution |
271 | $33,358,000 |
$123,000 | $417,000 |
$38,000 | $582,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
104 | $12,324,000 |
$118,000 | $415,000 |
$69,000 | $868,000 |
| Credit Application Incomplete |
15 | $1,855,000 |
$123,000 | $270,000 |
$77,000 | $350,000 |
| Credit History |
129 | $9,332,000 |
$72,000 | $270,000 |
$53,000 | $189,000 |
| Debt-To-Income Ratio |
65 | $6,882,000 |
$105,000 | $374,000 |
$53,000 | $239,000 |
| Employment History |
6 | $872,000 |
$145,000 | $215,000 |
$51,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $827,000 |
$165,000 | $425,000 |
$80,000 | $127,000 |
| Mortgage Insurance Denied |
2 | $223,000 |
$111,000 | $173,000 |
$42,000 | $45,000 |
| Other |
23 | $3,172,000 |
$137,000 | $356,000 |
$71,000 | $211,000 |
| Unverifiable Information |
7 | $569,000 |
$81,000 | $145,000 |
$68,000 | $86,000 |
|
|