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| Location |
Queen Anne's County MD
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 4,015 |
| Total Amount of All Mortgage Loans Applied For | $1,091,987,000 |
| Average Mortgage Loan Amount Applied For | $271,000 |
| Highest Mortgage Loan Amount Applied For | $3,171,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $1,636,000 |
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| Home Improvement |
361 | $37,628,000 |
$104,000 | $1,300,000 |
$82,000 | $504,000 |
| Home Purchase |
928 | $284,448,000 |
$306,000 | $2,200,000 |
$110,000 | $1,208,000 |
| Refinancing |
2,726 | $769,911,000 |
$282,000 | $3,171,000 |
$89,000 | $1,636,000 |
|
| American Indian or Alaskan Native |
5 | $950,000 |
$190,000 | $315,000 |
$95,000 | $230,000 |
| Asian |
27 | $7,161,000 |
$265,000 | $518,000 |
$79,000 | $187,000 |
| Black or African American |
250 | $49,912,000 |
$199,000 | $1,453,000 |
$83,000 | $900,000 |
| Hispanic |
46 | $14,693,000 |
$319,000 | $3,171,000 |
$84,000 | $318,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $419,000 |
$209,000 | $225,000 |
$53,000 | $54,000 |
| Not applicable |
389 | $115,699,000 |
$297,000 | $1,593,000 |
$23,000 | $645,000 |
| Not Provided |
483 | $131,953,000 |
$273,000 | $1,839,000 |
$109,000 | $1,636,000 |
| White |
2,813 | $771,200,000 |
$274,000 | $3,000,000 |
$102,000 | $1,440,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,295 | $884,967,000 |
$268,000 | $3,171,000 |
$99,000 | $1,636,000 |
| FHA-insured (Federal Housing Administration) |
636 | $183,449,000 |
$288,000 | $1,725,000 |
$73,000 | $366,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
29 | $6,842,000 |
$235,000 | $360,000 |
$42,000 | $119,000 |
| VA-guaranteed (Veterans Administration) |
55 | $16,729,000 |
$304,000 | $680,000 |
$51,000 | $165,000 |
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| Application Approved But Not Accepted |
217 | $55,857,000 |
$257,000 | $1,500,000 |
$110,000 | $745,000 |
| Application Denied By Financial Institution |
773 | $207,782,000 |
$268,000 | $3,000,000 |
$96,000 | $840,000 |
| Application Withdrawn By Applicant |
429 | $125,402,000 |
$292,000 | $1,650,000 |
$121,000 | $1,636,000 |
| File Closed For Incompleteness |
79 | $21,567,000 |
$273,000 | $1,150,000 |
$105,000 | $600,000 |
| Loan Originated |
1,746 | $447,901,000 |
$256,000 | $2,200,000 |
$101,000 | $1,208,000 |
| Loan Purchased By The Institution |
771 | $233,478,000 |
$302,000 | $3,171,000 |
$53,000 | $970,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
122 | $37,038,000 |
$303,000 | $1,515,000 |
$112,000 | $600,000 |
| Credit Application Incomplete |
55 | $16,204,000 |
$294,000 | $1,839,000 |
$118,000 | $456,000 |
| Credit History |
115 | $23,392,000 |
$203,000 | $1,500,000 |
$98,000 | $840,000 |
| Debt-To-Income Ratio |
145 | $41,981,000 |
$289,000 | $3,000,000 |
$83,000 | $560,000 |
| Employment History |
6 | $846,000 |
$141,000 | $319,000 |
$66,000 | $145,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
13 | $2,924,000 |
$224,000 | $387,000 |
$86,000 | $161,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
38 | $13,418,000 |
$353,000 | $1,045,000 |
$138,000 | $350,000 |
| Unverifiable Information |
17 | $5,309,000 |
$312,000 | $1,430,000 |
$113,000 | $500,000 |
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