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| Location |
Republic County KS
• Apply Here |
| Year | 2005 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 213 |
| Total Amount of All Mortgage Loans Applied For | $13,143,000 |
| Average Mortgage Loan Amount Applied For | $61,000 |
| Highest Mortgage Loan Amount Applied For | $343,000 |
| Average Applicant Income | $47,000 |
| Highest Applicant Income | $360,000 |
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| Home Improvement |
33 | $1,233,000 |
$37,000 | $185,000 |
$37,000 | $106,000 |
| Home Purchase |
46 | $2,734,000 |
$59,000 | $326,000 |
$40,000 | $137,000 |
| Refinancing |
134 | $9,176,000 |
$68,000 | $343,000 |
$52,000 | $360,000 |
|
| American Indian or Alaskan Native |
6 | $156,000 |
$26,000 | $50,000 |
$21,000 | $26,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $15,000 |
$15,000 | $15,000 |
$35,000 | $35,000 |
| Hispanic |
2 | $191,000 |
$95,000 | $99,000 |
$64,000 | $80,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $957,000 |
$68,000 | $120,000 |
$9,000 | $62,000 |
| Not Provided |
37 | $2,217,000 |
$59,000 | $148,000 |
$61,000 | $360,000 |
| White |
153 | $9,607,000 |
$62,000 | $343,000 |
$49,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
211 | $12,928,000 |
$61,000 | $343,000 |
$47,000 | $360,000 |
| FHA-insured (Federal Housing Administration) |
2 | $215,000 |
$107,000 | $108,000 |
$60,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Application Approved But Not Accepted |
19 | $1,294,000 |
$68,000 | $148,000 |
$42,000 | $134,000 |
| Application Denied By Financial Institution |
71 | $4,198,000 |
$59,000 | $326,000 |
$58,000 | $360,000 |
| Application Withdrawn By Applicant |
26 | $1,714,000 |
$65,000 | $210,000 |
$42,000 | $86,000 |
| File Closed For Incompleteness |
5 | $303,000 |
$60,000 | $99,000 |
$39,000 | $58,000 |
| Loan Originated |
69 | $4,122,000 |
$59,000 | $343,000 |
$51,000 | $130,000 |
| Loan Purchased By The Institution |
23 | $1,512,000 |
$65,000 | $142,000 |
$17,000 | $73,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
8 | $432,000 |
$54,000 | $90,000 |
$68,000 | $291,000 |
| Credit Application Incomplete |
1 | $48,000 |
$48,000 | $48,000 |
$72,000 | $72,000 |
| Credit History |
18 | $1,030,000 |
$57,000 | $309,000 |
$47,000 | $137,000 |
| Debt-To-Income Ratio |
6 | $784,000 |
$130,000 | $326,000 |
$30,000 | $58,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $177,000 |
$177,000 | $177,000 |
$28,000 | $28,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $398,000 |
$56,000 | $160,000 |
$111,000 | $360,000 |
| Unverifiable Information |
2 | $52,000 |
$26,000 | $30,000 |
$170,000 | $300,000 |
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