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| Location |
Routt County CO
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 2,380 |
| Total Amount of All Mortgage Loans Applied For | $983,053,000 |
| Average Mortgage Loan Amount Applied For | $413,000 |
| Highest Mortgage Loan Amount Applied For | $8,255,000 |
| Average Applicant Income | $177,000 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
162 | $34,436,000 |
$212,000 | $2,000,000 |
$123,000 | $990,000 |
| Home Purchase |
710 | $313,511,000 |
$441,000 | $4,400,000 |
$236,000 | $9,999,000 |
| Refinancing |
1,508 | $635,106,000 |
$421,000 | $8,255,000 |
$155,000 | $4,132,000 |
|
| American Indian or Alaskan Native |
1 | $190,000 |
$190,000 | $190,000 |
$85,000 | $85,000 |
| Asian |
7 | $5,310,000 |
$758,000 | $1,870,000 |
$397,000 | $1,251,000 |
| Black or African American |
1 | $166,000 |
$166,000 | $166,000 |
$73,000 | $73,000 |
| Hispanic |
39 | $12,697,000 |
$325,000 | $1,668,000 |
$146,000 | $1,443,000 |
| Native Hawaiin or Other Pacific Islander |
6 | $1,733,000 |
$288,000 | $417,000 |
$134,000 | $238,000 |
| Not applicable |
235 | $103,302,000 |
$439,000 | $8,255,000 |
$61,000 | $1,108,000 |
| Not Provided |
253 | $120,770,000 |
$477,000 | $3,364,000 |
$279,000 | $9,999,000 |
| White |
1,838 | $738,885,000 |
$402,000 | $5,200,000 |
$178,000 | $5,791,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,257 | $944,705,000 |
$418,000 | $8,255,000 |
$183,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
101 | $32,935,000 |
$326,000 | $656,000 |
$84,000 | $349,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
18 | $4,056,000 |
$225,000 | $320,000 |
$53,000 | $82,000 |
| VA-guaranteed (Veterans Administration) |
4 | $1,357,000 |
$339,000 | $460,000 |
$62,000 | $125,000 |
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| Application Approved But Not Accepted |
128 | $58,703,000 |
$458,000 | $5,200,000 |
$224,000 | $3,226,000 |
| Application Denied By Financial Institution |
432 | $188,508,000 |
$436,000 | $3,000,000 |
$188,000 | $9,999,000 |
| Application Withdrawn By Applicant |
196 | $98,875,000 |
$504,000 | $8,255,000 |
$246,000 | $3,185,000 |
| File Closed For Incompleteness |
50 | $23,622,000 |
$472,000 | $2,240,000 |
$270,000 | $2,400,000 |
| Loan Originated |
1,085 | $415,462,000 |
$382,000 | $5,521,000 |
$194,000 | $5,791,000 |
| Loan Purchased By The Institution |
489 | $197,883,000 |
$404,000 | $4,675,000 |
$83,000 | $1,108,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
63 | $26,757,000 |
$424,000 | $3,000,000 |
$181,000 | $840,000 |
| Credit Application Incomplete |
56 | $21,334,000 |
$380,000 | $1,870,000 |
$171,000 | $1,251,000 |
| Credit History |
34 | $11,052,000 |
$325,000 | $1,610,000 |
$134,000 | $670,000 |
| Debt-To-Income Ratio |
91 | $40,294,000 |
$442,000 | $3,000,000 |
$100,000 | $506,000 |
| Employment History |
4 | $1,252,000 |
$313,000 | $637,000 |
$64,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $1,912,000 |
$382,000 | $565,000 |
$138,000 | $263,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
60 | $36,856,000 |
$614,000 | $3,000,000 |
$487,000 | $9,999,000 |
| Unverifiable Information |
37 | $19,232,000 |
$519,000 | $2,000,000 |
$185,000 | $766,000 |
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